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Important Considerations When Growing the CRE Portfolio

Abrigo

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. For many, commercial real estate lending may be the ticket. This reflects a larger industry trend.

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Fast EMV, Mobile Starbucks And Under-Fire Payday Lending

PYMNTS

Visa is determined to make EMV faster, Starbucks wants to make getting that cuppa joe faster, too, and is crushing it with mobile order ahead and the CFPB might be moving closer to having a fast exodus of the payday lending business once its rules drop. The CFPB’s Latest Round Of Payday Lending Complaints. EMV’s Second Phase.

Lending 100
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FDIC Chair’s recent interview gives insight into FDIC’s agenda

CFPB Monitor

McWilliams stated that the FDIC is reviewing whether to rescind its guidelines for deposit advance loans and that she is considering allowing applicants seeking deposit insurance to make a preliminary, confidential filing to get feedback before a formal application. Finally, Ms.

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Change Keeping Global Banks On Their Toes

PYMNTS

Ford said the decline in bank overdraft lending to small businesses means these companies cannot invest in themselves. Office of the Comptroller of the Currency, meanwhile, is exploring revised sanctions guidelines against banks in the wake of the Wells Fargo case.

America 100
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Pandemic: No Problem. And Messages From Our Financial Services Providers

Jeff For Banks

Following CDC guidelines and state recommendations to reduce risk, such as not attending large gatherings. Daily disinfecting of frequently touched surfaces such as phones, keyboards, handles, etc. Coughing and sneezing into our elbows. Trying desperately to not touch our faces. Do you know how hard this is?

ATM 78
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Alt-Branch Banking: Be the Home for the Home

Fintech Labs Insights

Lending, and banking, small businesses. Leadership in K-12 financial education. Traditional home equity lending : Installment loans, lines of credit, and so on. That leaves many financial institutions wondering how to replace the branches historic role as the center of customer acquisition. the traditional credit union model).

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Four 2023 U.S. Policy Predictions for Financial Services Companies

FICO

The Consumer Financial Protection Bureau (CFPB) has indicated it will publish rules , not guidelines, aimed at strengthening consumers’ control over and providing portability of their financial account data, sometime in 2023. Some BNPL firms already are providing disclosures mandated by the Truth-in-Lending Act.