Abrigo
FEBRUARY 8, 2024
Effective fraud risk management includes detection and fraud monitoring that should consider customer or member history and behavior. For example, Regions Bank offers small businesses tips on preventing fraud on its website, and it describes fraud training small firms can offer themselves to prevent and more quickly detect fraud.
South State Correspondent
AUGUST 21, 2022
Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans.
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South State Correspondent
APRIL 27, 2022
Consider a regional bank with a “digital transformation initiative” that rolled out its new “digital user experience” for its retail customers in 2020. Journey mapping with meaning – Journey mapping is not a one-time exercise or some bank marketing consultant’s final deliverables. Build from there.
Abrigo
OCTOBER 9, 2019
The scenarios can include increases in interest rates, changes in cap rates by regions (this helps when evaluating collateral components), changes in rents, vacancies, or expenses, and CRE collateral stress. Regulatory communities and auditors want to see that CECL and stress testing remain as consistent as possible across the organization.
South State Correspondent
MARCH 15, 2023
While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed.
Gonzobanker
FEBRUARY 11, 2015
This is not an academic exercise. They are very “horizontal” in that the revenue they produce and costs they incur cross cost centers, regions, products and customers/members. Important technology and marketing dollars will be invested based on these answers. The other area is payments.
FICO
MAY 18, 2020
For one of the largest regional debt purchasers, this equated to a 100% increase. Management are reminded that the current very fluid situation is hindering reliable forecasts. Exercise flexibility over any guidance and consider relief measure changes as they occur. Watch the webinar for more information. by Bruce Curry.
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