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Growth in a rising-rate environment: 4 moves for bankers

Abrigo

While loan rates in previous rising-rate environments priced up with the market close to 1:1, institutions are often finding that in this rate cycle, perhaps they price up only 75-80% of market rates, reducing their spread. More competition in online account opening means more consumer rate sensitivity. keep me informed.

Strategy 195
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FICO Car Finance Research Gets Auto Industry Talking

FICO

The findings of FICO's second annual global survey on consumers’ automotive finance experience revealed two very different consumer markets in Australia and New Zealand. The banks were already taking a reputational hit in the media, but the commission was only critical of dealer lending later in the piece.”.

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Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

FICO

His insights on humanizing interactions come from his larger piece on digital banking called The 11 Commandments of Digital Banking eBook. The business model here needs to focus on a strategy that balances lending growth while keeping risk in check.

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Leveraging LinkedIn for Social Selling

Social Assurance

We are only about 60 days away from Spring and as we head into the spring of 2022, lending is a primary focus for financial brands. The market for mortgage lending is competitive. We know consumers and business decision-makers are spending more time online and on social media , averaging two hours per day.

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Subscriptions, AR Automation, PPP Loan Forgiveness Top This Week’s News

PYMNTS

Square has announced a quick-response (QR) code-based self-service ordering function for restaurants that utilizes Square Online, allowing diners to place orders via their mobile devices. 34 Payments Execs Weigh In On Payments, The Pandemic And New Possibilities (Q3 eBook). Online Auto Sales Are Where the Rubber Meets the Road.

Cleveland 142
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FinDEVr Silicon Valley: Looking Back, Moving Forward

Fintech Labs Insights

Debuted first eBook, A Better Financial Life. Teamed up with WooCommerce to help online merchants manage sales taxes. Unveiled personalized app recommendations for QuickBooks Online. Enlisted to Marketo for new marketing solutions. Honored by Marketplace Lending Power 20 Awards. Topped $2 billion AUM.

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242 Startup Failure Post-Mortems

CB Insights

Fresco’s head of community marketing, Johnathan Hamiter, began sending employees private Slack messages saying funding seemed “pretty bleak” and encouraging them to look for other jobs. Raptr, the online optimization platform founded by former pro gamer Dennis “Thresh” Fong a decade ago, is about to be shuttered.

Company 78