South State Correspondent

AUGUST 22, 2023

Part of this ROE value is driven by an average beta of 9 for a TM customer compared to an average beta of 50-60 for a money market or other interest-bearing deposit account. If they do market, it is to every commercial customer in the footprint, which often results in suboptimal marketing results.

Management 195

Management Community Bank Survey Community 195

PYMNTS

NOVEMBER 14, 2017

With Europe just weeks away from PSD2 coming into effect, banks across the region are gearing up to get on-board with one of the regulation’s main objectives: to promote open banking and stir up competition and innovation in the financial services market. the banks weren’t having it.

Fintech 164

Fintech Regulation Regional Data 164

Insights on Business

JULY 20, 2017

See how open banking APIs are transforming financial services (and businesses, too!). I wasn’t particularly inspired by the Wikipedia definition , so I’ll give you mine. It also creates its own products and has its own back-office operations. The digital markets maker. What is “open banking”? The mobile payments hub.

Fintech 181

Fintech Mobile Examples Data 181

PYMNTS

FEBRUARY 29, 2016

Governments and banks have a lot to do with developing an ecosystem that supports adoption of payments technologies for both consumers and corporates, and DeLuca sees some stark differences between the U.K. markets that could be slowing down the digitization of electronic B2B payments. The adoption curve, especially in the U.S.,

Innovation 100

Innovation Fintech Tools Technology 100

PYMNTS

JULY 2, 2018

When it comes to financial services and financial technology startups, making the right investment decisions is not easy or obvious work. And while there is not an exact formula for those firms, she noted, they use a definite heuristic model when evaluating new firms, one that has worked powerfully over the decades. “I

United States 102

United States Marketing User Experience Digital Banking 102

PYMNTS

JULY 11, 2017

In the latest PYMNTS Commanders in Chief series, Bruce Lowthers, executive vice president of FIS Global, a financial technology solutions provider , and president of the company’s Payments Division , didn’t set out to be an innovator. We stepped out to do something that is going to help solve a market or customer problem.

Innovation 101

Innovation social media Security Leadership 101

Lex Sokolin

AUGUST 25, 2020

Software companies are realizing that monetizing through financial products can double or triple their total addressable market. corporations, companies, communities) are making markets for value exchange. We point then to Albert Camus, whose thinking is definitional to the meaning of the “ Absurd ”?—?the

Community 52

Community Fintech US cryptocurrency 52