Definition FDIC Lending Management 
Jeff For Banks
JANUARY 26, 2023
I recently spoke to a community group, and subsequently a community bank all-staff meeting regarding the definition of a community bank. The FDIC has defined community banks in their December 2020 Community Banking Report that either exclude or include the following criteria: Seems complicated. A pretty small asset size, in my opinion.
CFPB Monitor
DECEMBER 28, 2020
The FDIC has issued a final rule setting forth the conditions it will impose and the commitments it will require to approve a deposit insurance application from an industrial bank or industrial loan company (collectively, ILC) whose parent company is not subject to consolidated supervision by the Federal Reserve Board (FRB).
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PYMNTS
MARCH 4, 2019
Alternative lending firm Funding Circle announced it has reached $2 billion in small business loans facilitated through its platform, a figure that it says exceeds some traditional U.S. Managing Director Bernardo Martinez in a statement. “There is no comprehensive measure of small business lending by banks,” the FDIC said.
Abrigo
JULY 25, 2017
In a recent Sageworks webinar Robert Ashbaugh, senior risk management consultant at Sageworks, discusses High Volatility Commercial Real Estate (HVCRE) lending best practices. That 13% represented 80% of the losses to the FDIC insurance fund. How did we get here?
PYMNTS
AUGUST 14, 2019
There is a “blurring in the line between lending to small business and personal credit,” she added. Lenders are increasingly treating small businesses as household borrowers,” she continued, “imposing the stricter conditions on small business lending.”. But that mix is not a smart tactic for managing company spend and finances.
BankBazaar
APRIL 19, 2023
While the government is trying its hard to pacify investors’ fears, regulators are trying to find new buyers to take over SVB’s domestic lending portfolio. In the United States, the FDIC provides deposit insurance coverage of up to $250,000 per depositor, per insured bank. What is the meaning of insured deposits?
Jeff For Banks
AUGUST 2, 2014
In the management section, you had two items for us: our succession plan and strategic risk. In terms of strategic risk by the recent new products and delivery channels we have added, we will need further definition from you on "strategic risk". That, Mr. Whatshisname, is the definition of tyranny.
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