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How the Pandemic Has Changed Holiday Season Shopping

Perficient

For example, BCPs are designed around the goal of keeping things the same, enabling a business to keep its operations going as is, despite significant changes in their environment (such as natural disasters or infrastructure availability changes). ” Many major players in the market are already aggressively heading in this direction.

Video 508
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Despite Papyrus’ Closing, Stationery Retail Is Not All Doom-And-Gloom

PYMNTS

That’s understandable, given how viciously email, texting and other forms of digital and mobile communication have displaced actual writing — which, of course, would seem to reduce the need for actual stationery products. The move has much more to do with the decline of handwriting, of course. Millennials to the Rescue.

Retail 183
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Neutralizing The Clash Of The B2B Buyer And Supplier Titans

PYMNTS

It’s less thrilling in business, though, where commerce gets mired in each side of a transaction’s desire to promote their own desires – typically, of course, in pursuit of healthier bottom lines, but ultimately dragging everybody down. trillion is the net amount U.S. firms are owed in accounts receivable on any given day.

Payments 114
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Federal Reserve warns about redlining and steering risks from digital targeted advertising

CFPB Monitor

Its importance stems from the fact that financial services companies can obtain significant benefits from directing advertising to those consumers most likely to be interested in a product, and to be able to qualify for it.

Lending 130
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Open Banking, Open APIs, Wide Open Opportunities?

PYMNTS

When it comes to open banking, there’s a clear choice in place: by fiat, which includes formal processes, or by evolution, which would imply letting the market dictate what happens. In Europe, of course, PSD2 looms large and soon, and financial institutions have been handed a roadmap for implementation of data sharing.

Data 192
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What’s Trending So Far In 2016

PYMNTS

Read on for what they happen to say about the state of their businesses and the local economies in which they operate. Online Checkout Conversion. To add insult to injury here, the Census Bureau’s accounting for online sales as a percentage of retail sales may not be keeping up with the reality of what consumers are doing.

Trends 100
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Laying the Groundwork for Growth

Gonzobanker

At the same time, just 16% of banks’ marketing budgets are going to online channels and data, while nearly 45% goes to offline channels and direct mail and 27% to sponsorships and donations. To be future ready, an institution must strategically align marketing spend with growth opportunities in terms of customer interactions.