Community, Risk Management, Taxes and Training

The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

MAY 22, 2024

Takeaway 2 Several small business lending processes can tax both borrowers and staff. Takeaway 3 Depository lenders are enhancing their lending procedures and technologies to meet institution risk and return requirements as they grow. DOWNLOAD Takeaway 1 Financing plays a crucial role in small business survival and success.

Lending

Lending St. Louis Community Marketing

The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

APRIL 22, 2024

Takeaway 2 Several small business lending processes can tax both borrowers and staff. Takeaway 3 Depository lenders are enhancing their lending procedures and technologies to meet institution risk and return requirements as they grow. DOWNLOAD Takeaway 1 Financing plays a crucial role in small business survival and success.

Lending

Lending St. Louis Community Marketing

Elder Abuse Awareness Day 2022: Red Flags for BSA/AML Staff

Abrigo

JUNE 8, 2022

Elder abuse and elder financial exploitation (EFE) are growing concerns in our families and communities, especially as the baby boomer generation hits their senior years. Prize/Lottery Scammers coerce their victims to send an "import tax" or "fee" to receive the money they supposedly won in a lottery. . BSA Training. Learn More.

Training

Training Fraud National Resources

Webinars

Live Demo: How to Achieve Reconciliation Zen

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Remembering 9/11 – A Pivotal Day for BSA/AML Professionals

Abrigo

SEPTEMBER 10, 2021

BSA was intended to detect illicit activity through cash and monetary instruments to catch tax evaders using secret foreign bank accounts. See Part I: Implications for Community Financial Institutions. BSA Training. BSA Training. Stay up-to-date on the latest FinCEN Priorities. Criminalizing Terroism Financing.

Training

Training Risk Management Pennsylvania Resources

Expanding credit portfolios: 3 Growing pains

Abrigo

DECEMBER 9, 2014

Community banks are expanding their loan portfolios to include more small business loans, according to the most recent Community Bank Performance report by the FDIC. In order to grow significantly, however, a bank may choose to expand its reach into businesses and neighborhoods outside the community - their “comfort zone.”

Training

Training Policies Analysis Community Bank

The Velocity of Risk – What Bankers Need To Know

South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. Some risks occur slowly; others strike quickly and hard. Optimizing Risk. Consider the risk above.

Risk Management

Risk Management Examples social media Management

FinCEN’s AML/CFT Priorities: A risk assessment perspective

Abrigo

FEBRUARY 15, 2023

Financial institutions can mitigate these risks with strong information security protocols, including clear policies and cybercrime education training for every employee. Training should include red flags to identify common cyberattack vectors like phishing, business email compromise, ransomware, and extortion attempts.

Fraud

Fraud United States Training Policies

Food for Thought: A Policy on Credit Exceptions

Abrigo

SEPTEMBER 5, 2023

and property tax payments. There probably should be no more than 3-5 exception types in each of those major categories. For example, documentation would encompass perfection, administrative (insurance, UCC-11s, etc.), The following is an example of how I would address the structural exception of non-recourse lending.

Policies

Policies Lending Risk Management Examples

The Current Banking Crisis – 10 Not So Apparent Lessons

South State Correspondent

MARCH 15, 2023

While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed.

social media

social media FDIC Branding Management

Guest Post: Financial Markets and Economic Update by Dorothy Jaworski

Jeff For Banks

NOVEMBER 1, 2017

Tax cut and tax reform proposals have been floated. I believe that tax cuts will spur economic growth, but only if they do not increase government borrowing and the federal deficit. Dorothy has been with Penn Community Bank and its predecessor since November, 2004. There isn’t much mention of infrastructure projects.

Marketing

Marketing Taxes DC Community Bank

Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

JUNE 2, 2023

Second, this can be accomplished only if the industry does not have too much influence over its regulators and if the regulators have the ability to hire, train, and retain qualified staff. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate? We were concerned about the panic.

FDIC

FDIC Community Bank Regulation Lending

Guest Post: Financial Markets and Economic Update by Dorothy Jaworski

Jeff For Banks

JULY 8, 2017

The promises included tax cuts to 15% (although a much less dramatic decrease is expected), repeal and replacement of ObamaCare (stalled in the Senate), regulatory reform (some energy rules relaxed, but not much else), infrastructure spending to repair and replace our crumbling structures, roads, airports, electrical grids, etc.

Marketing

Marketing Community Bank Security Data

My top five Decentralized Finance predictions for 2020

Lex Sokolin

DECEMBER 25, 2019

If you withdraw your Ether, you get charged an interest rate determined by an open governance community. If you raised money from SoftBank, you have to take on large risk, while the banks will take another 5 years to touch real DeFi. (2) Other things like Compound are essentially a securities lending marketplace?—?you Sound familiar?

blockchain

blockchain Bitcoin Software Lending

Community Banking Brief

The math behind small business lending: Problems & possibilities for banks & credit unions

The math behind small business lending: Problems & possibilities for banks & credit unions

Webinars

Trending Sources

Elder Abuse Awareness Day 2022: Red Flags for BSA/AML Staff

Webinars

Remembering 9/11 – A Pivotal Day for BSA/AML Professionals

Expanding credit portfolios: 3 Growing pains

The Velocity of Risk – What Bankers Need To Know

FinCEN’s AML/CFT Priorities: A risk assessment perspective

Food for Thought: A Policy on Credit Exceptions

The Current Banking Crisis – 10 Not So Apparent Lessons

Guest Post: Financial Markets and Economic Update by Dorothy Jaworski

Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Guest Post: Financial Markets and Economic Update by Dorothy Jaworski

My top five Decentralized Finance predictions for 2020

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