Independent Banker

AUGUST 26, 2015

Today, many community banks are exploring how to “go paperless”—whether for cost reasons, a better customer experience or a deliberate outreach to a younger, technology-oriented demographic. Easier access and affordability of digital signature creates an opportunity for growth-oriented, competitive community banks.

Community Bank 70

Community Bank Minneapolis Community Online 70

Jeff For Banks

NOVEMBER 7, 2015

Me to a community banker: Why don't you offer more options than real estate secured lending to help fund early stage businesses? Banker: Because that's not community banking. I've been in this business over 20 years and still don't know the definition of community banking. I've got news for you.

Community Bank 60

Community Bank Community Baltimore Lending 60

Abrigo

JULY 30, 2015

In addition, institutions – especially community banks -- have operational concerns, McNairy added. “Do McNairy will discuss these objectives related to current ALLL calculations and will provide advice on how to tackle them during a presentation at the Risk Management Summit presented by Sageworks on Sept.

Data 150

Data Community Bank Capital Compliance 150

Gonzobanker

MARCH 23, 2020

It’s impossible to set a definitive course of action for now but the combination of analysis, relief packages and modeling efforts will aide in scenario planning that can be quickly invoked as the economic picture becomes clearer. Banks that were once “too big to fail” aggressively used their scale and evolved into “too big to lose.”

Community Bank 152

Community Bank Tools Case Study Online 152

Independent Banker

JULY 28, 2016

Although they vary by format, the content of the agencies’ guidance includes consistent broad-spectrum elements, which may seem largely theoretical, but their framework can be used effectively to manage regulatory requirements and changes. Just how can your community bank do all of those things? Are we meeting those criteria?

Compliance 70

Compliance Training Community Bank Regulation 70

PYMNTS

JANUARY 12, 2017

He believes that, by incorporating a built-in risk management mechanism into its banking platform, linked2pay is leveling the playing field by offering smaller banks a chance to stay competitive with their larger counterparts. Banks can scale up without bringing in a bigger back office,” he said.

Payments 100

Payments Risk Management Community Bank Community 100

Abrigo

SEPTEMBER 14, 2022

The NPRM provides instructions for collecting and reporting data points, a sample data collection form, and some new definitions. Many community banks and credit unions have typically been exempted from this data collection in the past. Credit Risk Management. Lending & Credit Risk. Points of Note.

Lending 195

Lending Data Regulation Community 195

Jeff For Banks

AUGUST 24, 2022

We experienced two negative quarters of GDP, which is the textbook definition of recession, in the first and second quarters of 2022, by -1.6% Jaworski 08/17/22 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

Marketing 78

Marketing US Community Bank Study 78

Gonzobanker

DECEMBER 22, 2015

Community bank marketing resources. With market opportunity heating up and big bank and big credit union competitors hitting hard, too many community banks lack marketing resources … or they have 2X more spending in sponsorships than the campaigns, analytics and digital sales improvements that actually bring in new business.

Community Bank 60

Community Bank Apple Community Technology 60

Insights on Business

DECEMBER 7, 2016

Legacy approaches to risk management; release management; process management; and talent acquisition, management and retention all result in the ongoing talent drain that is a much greater impact on the financial services industry than simply legacy tech stacks, in my opinion. . — A technology sandbox for fintech.

System 70

System Fintech Innovation Industry 70

Gonzobanker

DECEMBER 22, 2014

Bank Acquisition of the Year - BB&T Corp. Nice community bank culture fit between the two as well. Bank Merger of the Year – California United Bank and 1 st Enterprise Bank in Los Angeles. Risk Management. ??? takes Susquehanna Bancshares Inc. Performance Solutions. System Selection.

Los Angeles 101

Los Angeles Apple Risk Management California 101