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Community Bank CEO Outlook 2022: Your priorities for the new year

Independent Banker

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Janet Silveria, Community Bank of Santa Maria. So, what’s at the top of community bank leaders’ to-do lists?

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Small banks: Big challenges and big opportunities

Abrigo

Meanwhile, leaders at small banks recognize that their institutions play a vital role in helping community businesses and individuals not only weather uncertainty but also thrive. How can community financial institution leaders manage their challenges and seize their opportunities at the same time? The result?

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Community banks to Congress: Tax credit union-bank mergers

American Banker

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Advocacy at the Grassroots: A Lively Legislature

Independent Banker

The Independent Bankers Association of New York State has been actively advocating for several initiatives to enhance community banking and the communities and customers our members serve. These increased burdens and costs have had an impact on the number of community banks.

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Wading Through the Waters

Independent Banker

Both of these laws pointedly changed the National Flood Insurance Program requirements over which of the banking agencies have jurisdiction. At first blush, this new general rule might provide for considerable fear among compliance and lending personnel. There is an exception that will be key for many community banks to understand.

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FDIC Proposes Large-Bank Surcharge

Independent Banker

The provision will ultimately provide thousands of community banks a reduction in deposit-insurance premiums of up to 30 percent. Without the proposal’s provision protecting most community banks from higher assessments, banks under $10 billion in assets may not have seen any rate decreases until the DIF reserve ratio reached 1.35

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Guest Post: Quarterly Financial Markets and Economics Update by Dorothy Jaworski

Jeff For Banks

Third, the explosion in regulations over the past eight years has served to hinder businesses, especially new small business formation, and has drained valuable resources as compliance costs soared. He has promised the elimination of many regulations that are strangling businesses.