article thumbnail

CRE risk management: Navigating hazards and opportunities

Abrigo

Bankers should examine warning signs and shore up defenses for existing income-producing CRE loans as part of commercial property loan risk management. But understanding trends in their own portfolios and local markets can allow lenders to identify risk-appropriate CRE credits. They’re not your hometown.

article thumbnail

2020 CRE Outlook: Trends Expected to Shape Commercial Real Estate Lending

Abrigo

“Macy’s closing 125 stores signals ‘more pain’ for retailers,” ABC News reported Feb. Retailers like Pier 1, Papyrus and Express are closing 1,000 stores. That’s just the beginning,” warned the Chicago Tribune less than a week earlier. Heading into 2020, banks seem to be continuing to respond to risk concerns. Learn more.

Lending 195
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How banks get more value out of conducting stress tests

Abrigo

In the same way, financial institutions conducting stress tests to satisfy prudential regulators’ queries on reserves and capital can generate additional benefits from this process, according to Elizabeth Williams, managing director of financial consulting firm CEIS Review Inc.

article thumbnail

CFPB announces new appointments to advisory groups

CFPB Monitor

Lynn Drysdale, Managing Attorney, Consumer Law Unit, Jacksonville Area Legal Aid, Inc., Retail Bank, Citibank, New York, NY. Arjan Schutte, Founder and Managing Partner, Core Innovation Capital, Los Angeles, CA. Dion Kidd Johnson, President, Chief Operating Officer and Chief Risk Officer, Western Bank, Alamogordo, NM.

article thumbnail

Collaboration: The New Competitive Weapon

Gonzobanker

Chief retail officers explored new strategies for acquiring small business relationships to effectively grow core deposits. Retail executives collectively evaluated their Retail organizational structures to determine the most productive distribution of departmental ownership and experience management. June 12-14.

article thumbnail

2020 GonzoBanker Awards

Gonzobanker

Whether this turns out great or a bubble that pops, Chime has jolted the staid banking industry into thinking about who will acquire future retail customers and where value creation may emerge. The Experience Award Goes to BCU , Chicago. The Gonzo team who gave Chime the “Egregious Valuation” award last year at $4.5

Idaho 181
article thumbnail

Guest Post: Financial Markets and Economic Update by Dorothy Jaworski

Jeff For Banks

I’m sure we won’t get much sympathy from places like Chicago, Buffalo, and Erie, but they signed up for winters like this, not us here in Philly. Consumer spending and retail sales have shown weakness since the fourth quarter of 2017 but we should see improvement. We have had quite enough! Gas prices remain below $3.00