Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. Bad things about the banking industry. Bravo Brett and team!

Idaho 183

Idaho Community Industry Strategy 183

Independent Banker

SEPTEMBER 26, 2014

Even though the industry identified several major regulatory burdens, including those posed by the Truth in Lending Act and the Home Mortgage Disclosure Act, few substantive regulations were repealed. Many community bankers concluded that the EGRPRA is little more than a “check the box” process for regulators. Starting fresh.

Washington 70

Washington Fort Worth Regulation Community Bank 70

South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure.

Community Bank 195

Community Bank Community Los Angeles Regional 195

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Goes to Larry Mazza and the crew at MVB Bank in West Virginia. Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. 82% to over 2.3%

Fintech 148

Fintech Strategy Leadership Lending 148

American Banker

AUGUST 22, 2016

The Windy City is littered with small, privately held banks, some of which are looking to sell. Here is an overview of the challenges — and possible solutions — faced by those banks and ones like them in clogged banking markets around the country.

Chicago 28

Chicago Marketing Community Bank Regional 28

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Photo by Linkes Photography. By Ed Avis.

Community Bank 172

Community Bank Community National Philadelphia 172

American Banker

SEPTEMBER 28, 2016

LOUIS – Risk management is critical as small banks aim to make money in a low-rate environment.

St. Louis 28

St. Louis Chicago Risk Management Management 28

American Banker

OCTOBER 20, 2016

Signature Bank in New York reported a sharp decline in quarterly profits after suffering steep losses on its Chicago portfolio of taxi medallion loans.

Chicago 28

Chicago New York Report Regional 28

Gonzobanker

NOVEMBER 18, 2014

So, isn’t retail delivery about consumer lending? Where is the digital engagement energy? And, there was not a single vendor of any sort showing even the beginnings of an approach/solution for social media. Online delivery? What’s very puzzling is the lack of solutions being shown for the channels where consumers are heading.

Chicago 101

Chicago Retail Branch Design Training 101

Jeff For Banks

APRIL 14, 2022

The Maze of Banking: History, Theory, Crisis 2015 Gary B. Cyril The Growth of Chicago Banks: Volumes 1 & 2 1938 Marquis James James, Marquis Biography of a Bank: The Story of Bank of America N.T. Bye Bye Banks: The End of Community Banking as an Engine of Economic Growth 2010 Robert H.

America 78

America National Denver United States 78

Gonzobanker

DECEMBER 19, 2016

GonzoBanker of the Year – Larry Richman, CEO of the PrivateBancorp Bank. Since Richman and about 100 other bankers from LaSalle Bank in Chicago joined PrivateBancorp nearly a decade ago, the bank has grown to an $18 billion solid niche player with $10 billion in assets under management. Check it out on YouTube.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

GonzoBanker of the Year – Larry Richman, CEO of the PrivateBancorp Bank. Since Richman and about 100 other bankers from LaSalle Bank in Chicago joined PrivateBancorp nearly a decade ago, the bank has grown to an $18 billion solid niche player with $10 billion in assets under management. Check it out on YouTube.

Utah 60

Utah System Community Marketing 60

Independent Banker

FEBRUARY 16, 2015

From opposite political directions, Senators Shelby and Brown stand on point to greatly influence community banking’s agenda in the next Congress. The mix of contrasts and similarities of Shelby’s and Brown’s perspectives and policymaking portend an active session for community banking’s agenda in the new 114th Congress.

Community Bank 70

Community Bank Alabama Ohio Community 70