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GAFA have already opened banks … just not in America

Chris Skinner

That’s why governments use banks as their online police. But what happens when consumers stop banks and governments tracking them through the system in this way? The person was alluding to a collusion between large financial firms and government snooping. Well, of course that’s true.

America 262
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Conference Alert: New Fintech Event to Focus on AI (duh!)

Fintech Labs Insights

Real-world Insights : Gain practical knowledge from successful AI application case studies Discover New Technologies : Explore new AI tools and services for finance Enhance Skills : Deepen understanding of AI through expert-led sessions Gain Competitive Edge : Leverage emerging technologies for market leadership Understand Regulations : Navigate AI (..)

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Is 2017 the year of digital business reinvention in financial services?

Insights on Business

In the world of digital banking, bigger isn’t always necessarily better. Australian digital-only bank UBank is aiming to disrupt the banking industry to deliver a simpler, better, smarter customer experience. RoboChat is the first chatbot in Australia to help customers with their online home applications.

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Australian digital-only bank improves the customer home loan experience

Insights on Business

In the world of digital banking, bigger isn’t always necessarily better. Australian digital-only bank UBank is aiming to disrupt the banking industry to deliver a simpler, better, smarter customer experience. RoboChat is the first chatbot in Australia to help customers with their online home applications.

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The first global platform play from Ant Financial

Chris Skinner

The way in which they’ll achieve that is through local partnerships, and many of those have been started already: Ant Financial invests in Thailand’s Ascend Money as part of global expansion play, November 2016 Alibaba to lead $200 million investment into Paytm’s online marketplace, February 2017 Jack Ma’s Ant Financial makes first investment (..)

Analysis 258
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Decision Platform Know-How Makes Winning Customers Personal

FICO

Personalisation underpinned by applied intelligence and cloud-hosted platform technology offers a competitive advantage when it comes to winning customers. The stellar growth of point-of-sale finance, notably in the shape of BNPL (buy-now-pay-later), is a case in point. How Decision Platform Technology Drives Agility.

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Next Best Actions / Next Best Offers – Four Pointers to Success

FICO

Digital banking is used by an estimated 93% of the UK adult population and is forecast to increase further within the next two years. By 2024, 435 million Europeans are predicted to be using online and mobile banking – up from 398 million today. Right now, the numbers speak for themselves. billion last year to 2.5