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PayPal (Maybe) Pulls Ahead Of The SMB Lending Pack

PYMNTS

middle-market in the recently released Golub Capital Altman Index. Analysts at deBanked suggest this means PayPal could be eclipsing OnDeck, the publication’s previous leader in small business alternative lenders (Kabbage and Square Capital round out the No. percent during the first quarter. 4 spots, respectively).

Lending 168
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The ICBA 22/23 executive committee is all in

Independent Banker

Lucas White: We need to continue to differentiate community banks and educate policymakers on why tiered and proportionate regulation is necessary. We need to make sure people remember that and have it reflected in laws and regulations that affect our industry. We are not Wall Street banks—we are community banks.

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Why No De Novo Banks? Math.

Jeff For Banks

Conventional wisdom puts the blame on regulators. The regulators deny this. If a bank has a business model that is unique, or serves a narrow constituency, regulators push back in the name of concentration risk, or untried business models. Today, regulators still favor plain old business models. Not so today.

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Sizzle Or Fizzle: Facebook, Online Lending, Cash – And The Twilio Surge

PYMNTS

This week it was Minnesota, and then yesterday Walmart really got warmed up and announced the expansion of their new payments service in: Michigan, Virginia, the Carolinas, Indiana, Iowa, Kentucky, Nebraska, North Dakota, South Dakota, Tennessee, Louisiana, Missouri, Mississippi and Washington, D.C. A pretty clear-cut sizzle. Costco Card.

Lending 101
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A New Kind Of Self-Sustaining Fishery Could Offset The Worst Impacts Of Animal Farming

CB Insights

Commercial operation of offshore fish farms has been limited to date due to regulations, as well as the challenges of efficiently operating a large farming operation far from land. Offshore farming regulations are loosening. Offshore fish farming has seen growing interest in the last decade.

Study 45
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GonzoBanker Awards 2017

Gonzobanker

Heavy-handed regulators. Credit Union Merger of the Year – Goes to Lake Michigan Credit Union and its CEO Sandy Jelinski for acquiring Florida-based community bank Encore. The Get Outta Dodge (and Focus) Award – Goes to Capital One for exiting a significant mortgage business to focus on cards and direct banking. Payments chaos.

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Bright Paths Students Demonstrate New Skills with Incredible Variety of Apps

Perficient

Technology Stack: Flask, SQLAlchemy, Bootstrap, ForeignKeys, Jinja | APIs Used: Used data from “California regulations of possibly harmful products”, which was a CSV file. After receiving her MBA in Business from Dartmouth, Gabriella began a career focused on banking and venture capital.

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