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France’s Joko FinTech Gets €1.6M To Help Consumers Earn Credit Card Rewards

PYMNTS

million from investors including Partech, Axeleo Capital, Lafayette Plug and Play and others to further develop its loyalty program integrated into credit or debit cards. Through Joko’s mobile app, credit cards become loyalty cards, so there is no need to scan or say anything.

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Banks Must Up Their Social Media Game to Connect with Digital Natives

Gonzobanker

By providing visitors a way to directly interact through comments, “likes,” re-posts and more, an institution can deliver a more personal and credible user experience. Capitalize on trends – Social media is filled with trends that can translate to marketing opportunities, whether it be memes, pop culture references or news topics.

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How Friendly Friction Builds Better Banking Experiences

PYMNTS

And by all accounts, this digital migration is driven by consumer preference — according to the same study, 91 percent of mobile banking users prefer accessing their app over going to a physical branch, and 68 percent of mobile banking millennials believe their smartphones will eventually replace their physical wallet.

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The Mobile Banking and Payments Summit – Impressions from Day 2

Celent Banking

There was an impressive list of experts from institutions such as JPMC, Barclays, Citibank, BNP Paribas, the Federal Reserve, USAA, Capital One, BBVA, and Moven, among others. While the system is safer than traditional cards, the perception that it’s less safe is keeping many users from adopting it.

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Qapital Raises $12 Million, Adds Debit Card Functionality

Fintech Labs Insights

Personal finance app Qapital pulled in some capital of its own today– $12 million worth , to be exact. Offering debit card functionality will not only drive users to the app, it will also lead to a new revenue stream from interchange fees. The company is adding 10,000 new accounts per week.

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Zola Gets Physical With Its Digital Wedding Registry

PYMNTS

When you think about millennial couples today, they are unlike any previous generation. Apart from selection, Zola also claims its ability to pull and analyze consumer data is critical to building the right user experience and forecasting future sales. They tend to live together before they get married. ”

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Finovate’s 2015 Best of Show Winners Give Something to Tweet About

Fintech Labs Insights

October: Receives venture capital investment from Pathena. NAMU Systems : demoed its “Joyful Banking” which uses new and intelligent behavioiur modeling to focus on customer behavior and digital experiences to create a new standard in mobile banking. May: Wins “Top Innovation, Best User Experience” in Citi Mobile Challenge.