The Financial Brand

AUGUST 17, 2023

This article How a Community Bank Helps Business Borrowers Cope with Rising Rates appeared first on The Financial Brand. Growth at this Michigan community bank comes from business customers — especially manufacturers — seeking help with challenges like rising interest rates.

Community Bank 26

Community Bank Community Michigan Branding 26

The Financial Brand

APRIL 2, 2024

This article How Three Community Bank CEOs Are Tackling Tech, Talent and Funding Challenges appeared first on The Financial Brand. Community banks find themselves at a crossroads, grappling with the dual pressures of technological advancement and shifting depositor expectations.

Community Bank 15

Community Bank Community Branding Technology 15

The Financial Brand

JULY 6, 2023

This article There Are Only Two Kinds of Community Banks: The Innovative & the Doomed appeared first on The Financial Brand. Veteran banker Jay Sidhu frets time is running out for community banks to get serious about innovation. He has ideas for motivating change.

Community Bank 29

Community Bank Community Innovation Branding 29

The Financial Brand

FEBRUARY 2, 2022

The post How Virtual Financial Coaching Can Fuel Growth at Community Banks & Credit Unions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Community Bank Community Banking Trends Analysis 31

The Financial Brand

JULY 8, 2021

The post How Community Banks Can Foster (and Benefit From) Financial Inclusion appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Local financial institutions should be a natural for serving many underbanked consumers. Here's why they're not and how to change it.

Community Bank 32

Community Bank Community Banking Trends Analysis 32

The Financial Brand

NOVEMBER 16, 2021

Community banking has plenty of innovation potential, but often it takes leaving the traditional banking mindset to find the opportunities. The post Tips & Insights on Creating (or Recreating) Brand Buzz in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Branding Community Bank Banking Trends Analysis 35

The Financial Brand

JULY 4, 2021

The post How Community Banks Can Stay Relevant in the Face of a Digital Assault appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Traditional strengths still count, yet the ability to innovate and adapt are key. Asset size does play a role, bankers and others note.

Community Bank 36

Community Bank Community Banking Trends Analysis 36

The Financial Brand

JANUARY 22, 2024

This article Evolving Alongside Community Banks: A Conversation with ICBA’s Rebecca Romero Rainey appeared first on The Financial Brand. The president and CEO of the Independent Community Bankers Association on the dynamics shaping community banking today and her vision for the industry's future.

Community Bank 17

Community Bank Community Branding Industry 17

The Financial Brand

MARCH 21, 2023

This article Coverage for Uninsured Deposits at Community Banks? Yellen Hedges appeared first on The Financial Brand. This article Coverage for Uninsured Deposits at Community Banks? Yellen Hedges appeared first on The Financial Brand.

Community Bank 27

Community Bank Community Branding Banking Trends 27

The Financial Brand

JULY 26, 2021

187-year-old savings bank stakes its future on a scalable combination of a digital-only brand, well-trained people and data analytics. The post A Small Bank Believes Its Digital Brand Will Succeed Where Chase Failed appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Branding 43

Branding Training Analytics Banking Trends 43

South State Correspondent

AUGUST 8, 2022

Insights Based on 2Q Bank Earnings. Insight #1 – Deposit & Margin Management: Deposit runoff has started and will make it to community banks by October. For 2Q, larger community banks lost about 0.3% of their deposits, and small banks were either flat or continued to gain.

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Trends Community Bank Community Retail 195

The Financial Brand

OCTOBER 13, 2021

Community banks and credit unions outpace megabanks and even neobanks in key areas, but that edge won't sustain those that lag in technology. The post Square, PayPal Pose Grave Threat to Community Financial Institutions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Community Community Bank Banking Trends Analysis 38

The Financial Brand

NOVEMBER 30, 2021

As part of a sweeping tech upgrade, a community bank brings retailing savvy to retail banking. The post Traditional Bank Borrows from Amazon to Build an App to Rival Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Community Bank 30

Community Bank Banking Trends Analysis Community 30

The Financial Brand

AUGUST 31, 2021

Framework takes into account all from funding to management depth to business recovery strength to lead to good choices by community banks. The post Bank Regulators Set Risk Guidance for Fintech Partnerships appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Regulation 26

Regulation Fintech Community Bank Banking Trends 26

The Financial Brand

APRIL 18, 2023

This article Earnings Watch: Uninsured Deposits & Commercial Real Estate Loans Should Be Prime Focuses appeared first on The Financial Brand. The impact of rising interest rates on commercial real estate lending will be a key issue among regionals and community banks.

Community Bank 32

Community Bank Regional Lending Branding 32

The Financial Brand

AUGUST 17, 2023

This article Wealth Management Services Need to Put the Human Element Ahead of Technology appeared first on The Financial Brand. Community banks have an edge in wealth management — if they use it. This article Wealth Management Services Need to Put the Human Element Ahead of Technology appeared first on The Financial Brand.

Management 28

Management Technology Community Bank Branding 28

The Financial Brand

OCTOBER 21, 2021

The post 4 Real-World Lessons from Banks Wrestling with Digital Transformation appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Creating a seamless experience while keeping everything running may feel impossible for many institutions. Here's help in pulling it off.

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Banking Trends Analysis Trends Branding 43

The Financial Brand

DECEMBER 15, 2021

The trend isn't the end of relationship banking, but partnering and a niche market focus will be essential, especially as CRE lending slows. The post The Convergence of Fintech & Banking Is Transforming Business Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Lending Fintech Banking Trends Analysis 42

The Financial Brand

NOVEMBER 1, 2021

The post Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model.

Fintech 42

Fintech Banking Trends Analysis Trends 42

The Financial Brand

JANUARY 16, 2022

The post The Secret to Bank Innovation Goes Way Beyond ‘Culture Change’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Willingness to act when the outcome is unknown and to look for options on 'the edge of money' are crucial for financial institution growth.

Innovation 41

Innovation Banking Trends Analysis Trends 41

The Financial Brand

SEPTEMBER 26, 2021

New Florida institution, built by two banking veterans on a modern tech platform, may be what the start-up of the future will look like. The post Neobank Alternative: Building a Hybrid Digital-First Bank from Scratch appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Florida 43

Florida Banking Trends Analysis Trends 43

The Financial Brand

OCTOBER 31, 2021

A neobank CEO personally buys a tiny bank as the next step in building a financial super app targeting poorly-served megabank customers. The post Banking + Investing on One Slick Mobile App: Retail Banking’s Future? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Retail 42

Retail Mobile Banking Trends Analysis 42

The Financial Brand

SEPTEMBER 12, 2021

Policy issues threaten to quash the trend. The post Why Are So Many Credit Unions Now Buying Banks? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Cross-industry acquisitions, once rare, have shot up under the pressure to grow.

Banking Trends 38

Banking Trends Analysis Policies Trends 38

The Financial Brand

DECEMBER 22, 2021

A consortium of community financial institutions uses 'open' approach to give their customers a 'one-stop-' approach to mobile payments. The post Will ‘Chuck’ Give Smaller Banks an Edge in P2P Versus Venmo, Cash App and Zelle? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 37

Banking Trends Analysis Community Trends 37

The Financial Brand

JUNE 13, 2021

The post Payments and Digital Drive Consumers to Big Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. New data confirms that consumer loyalties are shifting rapidly to large fintechs like PayPal, and that digital payments are a key reason.

Fintech 39

Fintech Payments Banking Trends Analysis 39

The Financial Brand

DECEMBER 8, 2021

Mortgage-as-a-service gets a big boost, giving community financial institutions new options, and confirming the value of a human connection. The post How the Salesforce + Rocket Partnership Could Completely Redefine the Mortgage Market appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Marketing 32

Marketing Banking Trends Analysis Community 32

The Financial Brand

JANUARY 30, 2022

The post Credit Unions Are Buying Banks at a Breakneck Pace: Here’s How the Deals Work appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Don't be surprised to see this number double in 2022.

Banking Trends 31

Banking Trends Analysis Trends Branding 31

The Financial Brand

JULY 12, 2021

Banking has been a slow-moving turtle in the eyes of environmentalists. Newly-established Climate First Bank could change that view. The post How One Florida Bank Is Embracing the Green Banking Agenda appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Florida 33

Florida Banking Trends Analysis Trends 33

The Financial Brand

JANUARY 24, 2022

The post New Competition Forcing Smaller Banks to Try (Almost) Anything appeared first on The Financial Brand - Banking Trends, Analysis & Insights. But the unwillingness to reconsider branch dependency could be a millstone.

Banking Trends 29

Banking Trends Analysis Trends Branding 29

The Financial Brand

FEBRUARY 1, 2022

Feeling the pressure of rising digital demands, banks are investing to improve customer experience, but lack confidence in their progress. The post Banks Spend Billions on Digital Transformation, But What’s The Payoff? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Customer Experience 28

Customer Experience Banking Trends Analysis Trends 28

The Financial Brand

AUGUST 30, 2021

The post Community Institutions’ Golden Opportunity to Grow Small Business Loans appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The PPP program not only created a halo effect, but opened the door for ongoing loan growth. Tech upgrades will be essential.

Community 31

Community Banking Trends Analysis Trends 31

The Financial Brand

FEBRUARY 3, 2022

Analytics and first-party data can help reverse the trend. The post How Small Banks Can Counter Fintech & Megabank Marketing Budgets appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Marketing 28

Marketing Fintech Millennials Analytics 28

The Financial Brand

FEBRUARY 29, 2024

This article Is Being a ’Regional Bank‘ Now a Reputational Liability? appeared first on The Financial Brand. This article Is Being a ’Regional Bank‘ Now a Reputational Liability? appeared first on The Financial Brand. A few high-profile failures have tarnished the category. How can regionals regain their shine?

Regional 27

Regional Branding New York Banking Trends 27

The Financial Brand

MARCH 24, 2023

This article NYCB’s Strategy Shift Gets Big Boost from Signature Deal appeared first on The Financial Brand. Now it has picked up a not-so-secret weapon in that battle — Signature's private client relationship banking teams. NYCB needs to keep growing deposits.

Strategy 29

Strategy Branding New York Banking Trends 29