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Community banks are thriving in Texas

Independent Banker

With the record growth of San Antonio, Houston and Austin, southern Texas is becoming a hub for business. Here’s how four community banks are thriving in this environment. Samsung plans to build a $17 billion chip plant in town about 30 miles away from its existing facility in Austin. Photo by Dennis Burnett. By Mindy Charski.

Texas 182
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A bridge to affordable housing

Independent Banker

Daniel Galindo, pictured, and Doug Schaeffer of Woodforest National Bank helped involve the community bank in providing funding for and access to affordable housing. We worked with the Texas Department of Housing and Community Affairs to jumpstart its down payment assistance program,” recalls Schaeffer. “We

Austin 91
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Texas Court Rules Against CFPB’s Payday Lending Act Delay

PYMNTS

In a joint motion filed late last week in federal court in Austin, TX, Mulvaney, the Community Financial Services Association of America and the Consumer Service Alliance of Texas asked a judge to delay the new regulations from going into effect.

Texas 112
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Registration deadline approaching - Risk management summit 2017

Abrigo

In September 2016, more than 240 bankers and industry experts from both community banks and credit unions attended the Risk Management Summit in Austin, Texas. The Summit is the industry’s leading life-of-loan conference, spanning loan origination through portfolio risk management in a CECL - current expected credit loss - world.

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Registration deadline approaching - Risk management summit 2017

Abrigo

In September 2016, more than 240 bankers and industry experts from both community banks and credit unions attended the Risk Management Summit in Austin, Texas. The Summit is the industry’s leading life-of-loan conference, spanning business development through portfolio risk management in a CECL - current expected credit loss - world.

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Pawn Shops, Payday Lenders Benefit From Gov’t Shutdown

PYMNTS

Because we lend in our communities, face to face, we see the concerns first hand and have decided to help directly,” Prashad said, noting after natural disasters such as hurricanes and tornadoes it offered the same promotions to victims. Alternative lending platforms have likely stepped into the void.”. Meanwhile EZ Corp.,

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5 New Year’s Resolutions For Any Sized Bank That You Must Get Right in 2023

South State Correspondent

Lending Focus – Interest Rate Sensitivity and Credit Accuracy. If you look back over any recession, it is the two years prior when banks make 80% of their lending mistakes. Many banks, for example, are still hyper-competitive in multifamily lending. That market share has come mainly from regional and community banks.