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The top lending & credit risk blogs of the year

Abrigo

Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings. Takeaway 3 Articles specific to small community banks were among the most-read blogs, with best practices for construction lending at the top of the list.

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The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

This article outlines some of the math behind small business lending and its profitability and suggests ways for banks and credit unions to better serve this important market while earning appropriate returns. At the same time, 59% pursued credit to meet operating expenses. A majority of applicants sought less than $100,000.

Lending 244
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The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

This article outlines some of the math behind small business lending and its profitability and suggests ways for banks and credit unions to better serve this important market while earning appropriate returns. At the same time, 59% pursued credit to meet operating expenses. A majority of applicants sought less than $100,000.

Lending 195
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The Velocity of Risk – What Bankers Need To Know

South State Correspondent

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. Some risks occur slowly; others strike quickly and hard. Optimizing Risk. Consider the risk above.

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The Future of Noninterest Income at Financial Institutions

Abrigo

This article looks at trends in growth and composition as well as legal, regulatory, and competitive pressure on noninterest earnings. million customers over "deceptive" overdraft enrollment practices between 2014 and 2018, Banking Dive noted in a recent article about growth in overdraft fees. Portfolio Risk & CECL.

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Recap of Money 20/20 USA 2023 and 10 Banking Thoughts

South State Correspondent

In this article, we detail our thoughts and the trends we saw last week in Las Vegas from a banking perspective in hopes of giving you the flavor and insight from the conference without you having to walk 10 miles per day and listen to endless vendor pitches. It’s a whirlwind of education, deal-making, eating, and hugging.

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The complex impact of fintech and legacy systems on banking

Insights on Business

A recent article in The Globe and Mail , The biggest threat to banks? Legacy systems, not fintech (November 2016), by Mike Gardner seemed to go viral on my Twitter stream. Fintech experts weigh in. Banks have operated for so long with the if it ain’t broke… mind-set and just lived in that comfort zone.

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