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U.S. Bank: How Legacy Systems Impede Open Banking Adoption

PYMNTS

A British FinTech-as-a-service company recently developed a new solution that harnesses APIs to connect with banks and accelerate B2B payments while also being compatible with 900 different payment methods in more than 100 countries. is also forging ahead in its open banking initiative despite not being an EU member state anymore.

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Scotiabank: Why Banks Need To Rethink Personalization

PYMNTS

A study from AppsFlyer and Google found that global ATM use had decreased by 50 percent since the beginning of the outbreak as social distancing and stay-at-home orders have increased customers’ reliance on mobile apps and online banking options rather than ATMs. Scotiabank On How COVID-19 Could Lead To Lasting Change In Banking Operations.

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BBVA, Prosper Partner To Offer Easier Home Equity Loans

PYMNTS

Online lending marketplace Prosper has teamed up with BBVA USA to offer a new way for consumers to apply for a home equity line of credit (HELOC), which involves significantly less paperwork and waiting than traditional means, according to a release.

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BBVA, Prosper Partner To Offer Easier HELOC Application Process

PYMNTS

Online lending marketplace Prosper has teamed up with BBVA USA to offer a new way for consumers to apply for a home equity line of credit (HELOC), which involves significantly less paperwork and waiting than traditional means, according to a release.

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Sizzle Or Fizzle: Facebook, Online Lending, Cash – And The Twilio Surge

PYMNTS

Last week , Walmart Pay rolled out in Alabama and Georgia. Online to offline coming to Walmart near you, and we mean that sincerely. Online lending . So, providing retailers with a new storefront in an ecosystem of 1.5 billion people a month who visit it. Slam dunk sizzle. Is payment enabling those storefronts next? .

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Deep Dive: Digital-First Banking’s Challenges And Benefits

PYMNTS

Mobile and online banking’s prevalence has reduced physical branches’ importance, but these brick-and-mortar establishments are still vital to customers’ financial lives. Alabama-based Regions Bank deployed advanced ATMs as part of its digital push, replacing human tellers at many of its drive-thrus.

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Easing Recurring Collections For Tech-Averse SMBs

PYMNTS

Small businesses, particularly those launched by younger entrepreneurs, are often assumed to be a key driver of B2B FinTech innovation as business owners seek sophisticated, automated technologies to run their businesses. One of the biggest lessons would perhaps come as a surprise to many in the SMB FinTech space.