PYMNTS

APRIL 30, 2018

In this world, the only things certain are death and taxes. Marketplace lending. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk. Marketplace Lending. Honesty is the best policy.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

JULY 15, 2016

As of 2015, Hong Kong was home to approximately 1,558 startups, a 46 percent increase from the year prior. Hong Kong is known for its simple and predictable tax system, making it an attractive place for investment. Hong Kong is estimated to have a population of 7.3 The city’s GDP per capital is $54,722.

Taxes 100

Taxes Fintech Marketing Regional 100

Jeff For Banks

JUNE 2, 2023

between 2015 and 2022. The old borrow short, lend long strategy. When the Taxpayer Relief Act of 1997 passed, the top capital gains tax rate was lowered, providing yet another incentive for equity speculators to pour money into the fledgling internet industry. Between 1941 and 1979, an average of 5.3 banks failed a year.

FDIC 78

FDIC Community Bank Regulation Lending 78

Independent Banker

MARCH 15, 2015

Thoughtful lending and an open mind keep profits strong for incoming ICBA chairman Jack Hartings. in Coldwater, Ohio, and ICBA’s incoming chairman, held fast to his community bank’s conservative lending practices. Jack Hartings Photo by Michael Nemeth. By Kelly Pike. The Peoples Bank Co. Coldwater, Ohio. Assets: $450 million.

Ohio 70

Ohio Community Bank Community Lending 70

Jeff For Banks

JULY 8, 2019

Which is becoming more challenging for the community financial institution due to heavy competition from money center and super-regional banks, credit unions, and fintech firms. I don't think community financial institutions can fund themselves solely from their commercial customers. My focus today is on consumer banking.

Retail 60

Retail Community Taxes Strategy 60

Independent Banker

SEPTEMBER 22, 2015

Avoiding potential lending hazards from regulatory flood-insurance requirements. At first blush, this new general rule might provide for considerable fear among compliance and lending personnel. There is an exception that will be key for many community banks to understand. taxes and insurance. By Lindsay LaNore.

Regulation 70

Regulation Policies Community Bank Taxes 70

Fintech Labs Insights

JULY 24, 2015

Dealstruck has raised $10 million in new capital from Community Investment Management. The online business lender now has a total capital of $70 million and says the investment will enable it to lend more than $100 million to small businesses. “And growing the capital pool means more access and more opportunity.”

Capital 12

Capital Lending San Diego San Jose 12

Fintech Labs Insights

APRIL 13, 2016

With Shopify Integration, Thinking Capital Helps Diversify Alt Lending in Canada. The latest from FinDEVr New York 2015 presenters: OutsideIQ joins fintech accelerator, Bank Innovation INV, as an API partner. Praesidio ranks Top 10 Most Promising Cloud Banking Solution Providers of 2015. API report covers Streamdata.io.

San Jose 12

San Jose New York Atlanta Lending 12

CB Insights

FEBRUARY 13, 2020

Stripe’s early success in acquiring customers was largely due to its mass appeal to the developer community. Business lending and corporate cards. Most recently, Stripe has launched a Corporate Card and a Lending product geared towards small businesses. Fraud prevention tools. Supporting merchant partner growth. Source: Stripe.

Online 98

Online Company Retail Payments 98

Jeff For Banks

FEBRUARY 1, 2019

Indeed, banks generally pull back on lending if longer-term loan rates are less than their cost of funds, which are generally based on shorter-term rates. A tightening campaign that started in December, 2015 and has totaled 2.25% has basically offset the boost from tax cuts and the tightening also succeeded in flattening the yield curve.

Marketing 60

Marketing Community Bank Community Risk Management 60

Fintech Labs Insights

MARCH 22, 2016

And if that holds true, 2016 is going to be a banner year as total deals are double the pace of 2015—285 vs. 139 in 2015. million for its P2P lending platform for small businesses. Alt-lender focused on lending against existing automobile titles. P2P real estate lending marketplace. SmartAsset raised $3.8

Company 12

Company New York City Fintech Colorado 12

Jeff For Banks

OCTOBER 19, 2012

Then, after ignoring all of my advice, the Fed went ahead at their meeting of September 13th and acted anyway, extending their “promise” another six months to keep the Fed Funds rate at low levels until mid 2015. Much uncertainty still exists as to whether Congress will extend the tax cuts that are set to expire on January 1, 2013.

National 79

National Security US Massachusetts 79

Independent Banker

JULY 29, 2016

Around the Table—Wisconsin community bankers work with legislative staff members on Capitol Hill during ICBA’s Washington Policy Summit. Keeping community banking interests front and center. Rally more than 3,000 community bankers each year who support ICBPAC, ICBA’s federal political action committee for community banking.

Community Bank 70

Community Bank Community Washington FDIC 70

Independent Banker

DECEMBER 28, 2015

Happy New Year, fellow community bankers! This upcoming year has a lot of good in store for our industry, because ICBA continues to pursue even more successes for community banks nationwide. We certainly closed out 2015 with great wins in Washington, so I want to thank so many of you who stepped up to make change happen last year.

Community Bank 70

Community Bank Washington Community Ohio 70

CB Insights

OCTOBER 31, 2017

2015 Second Update (12/3/2015). 2015 First Update (8/15/2015). Fresco’s head of community marketing, Johnathan Hamiter, began sending employees private Slack messages saying funding seemed “pretty bleak” and encouraging them to look for other jobs. 2017 Third Update (10/31/17). 2017 Second Update (6/9/17).

Company 78

Company US San Francisco Capital 78

PYMNTS

JULY 18, 2016

Lending Club continued to prove there is almost always more to the story, American Express announced a surprise collaboration with Airbnb and PayPal pushed harder into B2B payments. Lending Club’s Latest Bad News. The last several weeks of news for Lending Club suggest that there’s a little of both to be had here.

Lending 100

Lending Payments Metro Cards 100

CB Insights

NOVEMBER 16, 2017

Lending Club made changes to its business model that created new opportunities for growth. Lending Club. Activision’s 2015 acquisition of King Digital Entertainment — the makers of Candy Crush Saga — helped grow the conglomerate company into the largest game network in the world, with over 500 million users. Delivery Hero.

Lending 78

Lending Capital Company Google 78

Fintech Labs Insights

APRIL 18, 2016

Captain 401k : Tax-advantaged investments. ClearTax ; The easiest way to e-File income tax returns in India. Zen99 : 1099 tax help for rideshare drivers, delivery drivers, housekeepers, and more. Zidisha : Online microlending community. LendUp : Reinventing the payday lending industry. We’ll soon find out.

Fintech 12

Fintech Bitcoin Taxes Cards 12