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Mobile UX: A First Look at “Second Look” Transaction Alerts from Capital One

Fintech Labs Insights

One of the paradoxes of the early digital banking era (1995 to 2007) was why Capital One was a laggard? Fast-forward six years and Capital One owns the innovation mantle, at least in the United States. Its latest innovation? As recently as 2010 they were the last major bank to launch a native mobile banking app.

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Temenos to Acquire Kony: So What?

Gonzobanker

Still to be sorted out are overlaps between Infinity and Kony’s UI/UX assets. This group is known to be pretty adaptive and innovative, so prepare to test the agile skills. While growing outside the United States for many years and mopping up on the international core system competition, the U.S.

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Fintech’s Third Crisis is Tipping Point to a Digital-Only Future

Fintech Labs Insights

Companies were abandoned and it led to a 5- to 6-year drought in fintech innovation. The fintech hits : The seeds of several important companies were sown in the 1999 to 2007 stretch (Paypal, Prosper, Zoka, Mint, Credit Karma). Financial crisis (2007-2008). The S&P dropped 56% from its peak in Oct 2007 to the bottom in Mar.

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Fintech with The Jetsons at FinovateFall 2016

Fintech Labs Insights

Looking back at the demos from 2007 , the major trends were PFM, text alerts, and bill payment. Next month at FinovateFall in New York, we’re going to see some things that, compared to 2007, seem like the way the Jetsons would manage their finances.

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1M Users & Growing: 20+ Fintech Startups That Have Crossed The 1 Million Account Mark — And How They Got There

CB Insights

Technological innovation across the financial services space is growing. Series A in 2007. Product engagement and maintaining a clean UX/UI. Companies are developing products and services aimed at transforming the consumer experience across everything from credit monitoring to personal finance.

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Calling All Startups: Reinvent the Mortgage Process (Please)

Fintech Labs Insights

The poster child for bad UX was the denial of a mortgage to previous Fed chairman, Ben Bernanke last year. That’s not nearly the amount of change I expected in this vital area, but the re-regulation of the mortgage industry, thanks to the housing debacle of 2008 to 2012, has taken it’s toll on innovations.

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FaceCoin: Here’s What Facebook Could Build In Blockchain And Cryptocurrency

CB Insights

Facebook has been pursuing IP related to digital currency as far back as 2007, when it applied for a patent that allowed “giving gifts via a social network and displaying icons representing assets … the assets include real assets, digital assets, and virtual assets.” Clients can examine the patent search here.).