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From Pillar 2 to post: is it time for a change in concentration risk methodology?

BankUnderground

The Herfindahl-Hirschman Index (HHI) is a measure of diversification, commonly used as an indicator to calculate banks’ credit concentration risk capital requirements (where credit concentration risk is potential losses from undiversified portfolios). Chris Leaney. According to BCBS (2019) HHI is employed by c.

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The declining elasticity of US housing supply

BankUnderground

The 1996-2006 boom vs the 2012-2017 recovery. House prices in the United States have increased by roughly 30% in real terms since the housing recovery started in mid-2012, a remarkably similar pattern to the 1996-2006 housing boom (top panel of Figure 1). during the 1996-2006 housing boom, to 1.75 during 2012-17.

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Do banks need belts and braces?

BankUnderground

This includes a wider range of capital and liquidity requirements to protect banks from different risks. All else equal, it asks banks to have more capital if they perform riskier activities. The leverage ratio (LR) is the simple ratio of a bank’s capital to its assets. Why do we need different regulatory measures for banks?

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How To Live Forever In The Financial Services Space

PYMNTS

UAE Exchange CEO Promoth Manghat told PYMNTS’ Karen Webster that staying ahead on technology and working capital investments has not only kept UAE Exchange in the game since 1980, but enabled it to grow into a global leader in the financial services space, handling close to $30 billion in transfers each year.

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The Top 20 Venture Capitalists

CB Insights

For the third consecutive year, we worked with The New York Times to identify and rank the top 100 venture capital professionals from around the globe. Below are the detailed profiles of the Top 20 Venture Capital Partners. PROFILES OF THE TOP 20 VENTURE CAPITAL PARTNERS. Current Firm: First Round Capital (Founding Partner).

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LendingClub Settles With SEC, DOJ

PYMNTS

When LendingClub entered the market in 2006, Laplanche had one idea in mind: disrupt the banks. million Series C financing round led by Foundation Capital and joined by Morgenthaler Ventures, Norwest Venture Partners and Canaan Partners. The build-back from the revelations of 2016 was a bit more of a lengthy process. The Aftershocks.

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Top 5 Total Return to Shareholders: #2 Signature Bank

Jeff For Banks

Neither supported this regional president''s opinion. Signature has been so successful that it''s growth was beginning to put strains on Bank Hapoalim''s capital. From 2006 through the second quarter of 2011, the bank''s assets grew from $5.4 This blog has dug deep into the numbers to support the notion that bigger is better.