article thumbnail

Young Consumers Love to “Buy Now, Pay Later” – Here’s What to Know About the Explosive Fintech Trend

Perficient

Buy now, pay later (BNPL) is a type of point-of-sale installment loan that partners with retailers to allow consumers to pay for their purchases in multiple equal payments. When online shopping, if a retailer has a partnership with a BNPL platform, the customer can choose it as their payment method when placing their order at checkout.

Fintech 474
article thumbnail

Wells Fargo’s Q2 Disappoints After Scandals

PYMNTS

The San Francisco-based bank had a total of 5,751 retail branches by the end of the second quarter, citing 114 branch consolidations during the first half. Wells Fargo also announced plans to sell 52 branches in Indiana, Ohio, Michigan and parts of Wisconsin to Flagstar Bancorp. After the investigations began another 1.4

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Mortgage Man

Independent Banker

And even as new regulations make the mortgage environment increasingly challenging, he just smiles, adapts quickly and gets back to business. Residential mortgages make up about 90 percent of his portfolio with other retail lending and a few small commercial loans making up the rest.

article thumbnail

Tiny Houses Are Big Business As Ikea Takes Downsizing Mainstream

PYMNTS

While the whole tiny house movement dates back to the 1970s, the fact that these lovely little homes are now being offered by Swedish flat-pack furniture giant Ikea in partnership with Wisconsin-based Escape could take the trend to the mainstream masses.

Tampa 289
article thumbnail

Bright Paths Students Demonstrate New Skills with Incredible Variety of Apps

Perficient

Technology Stack: Flask, SQLAlchemy, Bootstrap, ForeignKeys, Jinja | APIs Used: Used data from “California regulations of possibly harmful products”, which was a CSV file. After graduating, she returned to Wisconsin to attend law school in Madison, before realizing law school wasn’t for her.

Milwaukee 348
article thumbnail

Picking Up The Bill On Consumer Trust, Post-Data Breaches

PYMNTS

Florida Senator Bill Nelson introduced the bill, which was co-sponsored by Connecticut Senator Richard Blumenthal and Wisconsin Senator Tammy Baldwin. Forty-eight states currently have data breach notification laws , but they are inconsistent; the proposed bill would create uniform regulations across the country.

Data 134
article thumbnail

Banking's Top 5 in Total Return to Shareholders: 2017 Edition

Jeff For Banks

That got regulator's attention in the form of a May 2011 Consent Order (CO). It is the holding company for Home Federal Savings Bank, a $715 million in asset thrift headquartered in Rochester, Minnesota with retail banking and loan production offices in Minnesota, Iowa, and Wisconsin. In 2007, the Bank had $1.1 Then, kaboom!