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This week’s podcast: The CFPB’s approach to regulating payday lending: a discussion with Todd J. Zywicki, Professor of Law at George Mason University Antonin Scalia Law School, and Thomas Miller, Professor of Finance at Mississippi State University

CFPB Monitor

Zywicki and Miller have co-authored a soon-to-be published study, “The Effects on Consumers from Two State-Level Regulations of the Payday Loan Market,” in which they analyzed 15.6 million storefront payday loans made to 1.8

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Sizzle Or Fizzle: Facebook, Online Lending, Cash – And The Twilio Surge

PYMNTS

But Facebook got the jump on the news cycle this week with the big news that it was opening up Facebook Canvas for retailers and other marketers on the site, as opposed to just advertis e rs. Online lending . Yesterday’s “real” action resulted in a market cap of around $2 billion. Twilio’s Excellent IPO Adventure .

Lending 101
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Ponce Bank serves the underserved

Independent Banker

The businesspeople recognized that and said, ‘Listen, we’ve got to essentially pull the community’s resources together so that we can lend and help businesses grow.’”. Latino minority depository institution (MDI) east of the Mississippi. They originate loans and sell in secondary markets.”. Focused on community.

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CFPB announces new appointments to advisory groups

CFPB Monitor

Hughes, Senior Vice President of Card Marketing, Discover Financial Services, Deerfield, Ill. Kukla, Senior Vice President, Center for Responsible Lending, Durham, N.C. Robinson, Executive Director, Coalition for a Prosperous Mississippi, Richland, Miss. Christopher G.

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June’s Top 12 Mobile Pay Moments

PYMNTS

And what better way to mark that milestone than with a monthly recap of the Top 12 news items in one major market in the payments ecosystem: mobile payments. Samsung Pay is the first mobile payment service of its kind to be launched in Spain, giving it a head start in the market over Apple Pay and Android Pay. Apple Pay — 20 Months In.

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Major Medium of Exchange

Independent Banker

For example, in addition to his role as cashier, Hansen says he handles management tasks ranging from marketing and lending to board reports, human resources, and strategic planning. “We As community banking operations have expanded and become more complex, however, the person serving as cashier has several other roles to fulfill.

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Who were ICBA’s Top Lenders of 2022?

Independent Banker

Here, we highlight some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending. The score combines the average of the bank’s percentile rank for lending concentration and for loan growth over the past year in each lending category. By Ed Avis. Methodology. AGRICULTURE.