PYMNTS
OCTOBER 23, 2017
In the end, the merchants, the banking system and the regulators will have to contribute before security is as strong as it can possibly be – and even then, it will never be perfect, Linden said. Fraud losses move around and strike in different places, but they never go away.
Fintech Labs Insights
MAY 24, 2017
Highlighting the fact that regulation is a key barrier to growth for banks, a post at the Trulioo blog earlier this month underscored how important it was for FIs to leverage technology to meet these challenges. ” The possibility of smaller, more effective compliance teams is another advantage that cannot be overlooked.
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Celent Banking
JUNE 5, 2015
Focusing on alerts only in the context of trying to stimulate behaviors (and leaving aside their potential to help in fraud, balance notifications, and the like), researchers found that some people who were told that their FICO score was good became complacent and indulged in behavior that subsequently lowered their score.
PYMNTS
AUGUST 1, 2019
Fraud and security innovation has seen a slight decline, from 50.0 User experience (UX) will also experience significant increases in interest over the next three years compared to the past three. Bottom performers are focused on UX (62.5 Debit payments were a priority for nearly half (49.5 percent to 42.5 While only 18.5
FICO
FEBRUARY 12, 2023
Simplify Complex Loan Pricing Problems Outpricing the competition means directly tackling the complexity of the loan pricing problems financial services face in today’s crowded, dynamic, and highly regulated markets. Small UX improvements (like real-time address lookup) can have a big impact on customer experience.
Gonzobanker
DECEMBER 20, 2019
Even with worries around an allegedly discriminatory algorithm, Silicon Valley UX met big bank Wall Street money in slick onboarding that has our attention. From app and decision to credentials and top-of-wallet in under three minutes followed by helpful follow-up content emails, the Apple Card has redefined consumer expectations.
Gonzobanker
DECEMBER 19, 2022
As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. In December, the founder and CEO of Crypto Exchange company FTX was arrested in the Bahamas (yah, don’t ask) and charged with fraud and conspiracy.
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