FDIC, Regional, Regulation and Risk Management

If You Are Tired of Being Transactional, You Need A Hedge Program

South State Correspondent

APRIL 30, 2024

Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans.

Community Bank

Community Bank FDIC Community National

If You Are Tired of Being Transactional, You Need A Hedge Program

South State Correspondent

APRIL 30, 2024

Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans.

Community Bank

Community Bank FDIC Community National

FDIC proposes stricter governance guidelines for regional banks

American Banker

OCTOBER 10, 2023

issued a proposal requiring larger banks to implement a three-line-of-defense risk management model and increased board independence in response to observed weaknesses in corporate governance during past financial crises and recent bank failures. The Federal Deposit Insurance Corp.

Guidelines

Guidelines Regional FDIC Risk Management

Webinars

Elevating Accounting Practices: The Power of Outsourcing and Automation in the Digital Age

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Regulators Can't Force Good Risk Management

American Banker

JUNE 20, 2016

Financial incentives leading firms to strengthen risk governance internally is better than regulators mandating risk management standards.

Risk Management

Risk Management Regulation Management FDIC

How to Choose a Hedge Provider as a Bank

South State Correspondent

AUGUST 21, 2022

Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans. Third, we believe that community banks should avoid vendors that require service exclusivity.

How To

How To Community Bank Community FDIC

Are Banks Overvalued?

Jeff For Banks

JULY 31, 2017

US Regional Banks' price-earnings multiple was 16.6x Meaning if it's p/e is 16.6x, like the US Regional Banks mentioned above, then the earnings growth rate should be 16.6%. The regional banks' PEG ratio, if I do the reverse math, implies that earnings are growing around 3% for the banks in that index. So are banks over-valued?

Regional

Regional FDIC Industry Risk Management

Can Big Data Help Bankers Avoid Another CRE Debacle?

American Banker

AUGUST 8, 2016

Under pressure from regulators to beef up risk management in commercial real estate lending, banks are using new software tools to improve analysis.

Big Data

Big Data Risk Management Data Analysis

The Current Banking Crisis – 10 Not So Apparent Lessons

South State Correspondent

MARCH 15, 2023

While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed.

social media

social media FDIC Branding Management

Welcome to New Orleans

Independent Banker

FEBRUARY 24, 2016

State/Regional Partners Reception*. State/Regional Affiliate Associations & Exhibitor Receptions*. Regulators Luncheon*. So we want our checking accounts to be FDIC insured. IB: Community bankers are the world’s best risk managers. How should they balance innovation with their need to manage risk?

Community Bank

Community Bank Community Innovation Customer Experience

LendingClub Settles With SEC, DOJ

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. The DOJ Finding. The Aftershocks.

Lending

Lending Fraud Management San Francisco

Fraud prevention and detection: Empowering clients through education

Abrigo

FEBRUARY 8, 2024

Effective fraud risk management includes detection and fraud monitoring that should consider customer or member history and behavior. For example, Regions Bank offers small businesses tips on preventing fraud on its website, and it describes fraud training small firms can offer themselves to prevent and more quickly detect fraud.

Fraud

Fraud Resources social media Software

New Year’s Resolutions to Grow Your Financial Institution in 2020

Abrigo

DECEMBER 19, 2019

Due to new and emerging technologies, changing regulations, and ever-evolving customer expectations, banks and credit unions across the country are taking an assortment of different strategies to achieve their growth goals in 2020. In 2008, there were 7,061 FDIC-insured commercial banks in the U.S. Lending & Credit Risk.

Lending

Lending Fraud Community FDIC

Community Banking Brief

If You Are Tired of Being Transactional, You Need A Hedge Program

If You Are Tired of Being Transactional, You Need A Hedge Program

Webinars

Trending Sources

FDIC proposes stricter governance guidelines for regional banks

Webinars

Regulators Can't Force Good Risk Management

How to Choose a Hedge Provider as a Bank

Are Banks Overvalued?

Can Big Data Help Bankers Avoid Another CRE Debacle?

The Current Banking Crisis – 10 Not So Apparent Lessons

Welcome to New Orleans

LendingClub Settles With SEC, DOJ

Fraud prevention and detection: Empowering clients through education

New Year’s Resolutions to Grow Your Financial Institution in 2020

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