October, 2013

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What will our depositors do when rates rise?

Jeff For Banks

'The subject has been on the minds of bankers for years now. The continued extension of the Fed''s easing policy through possibly 2016 has given us a sense of security. But this pro-longed period of low rates, burgeoning core deposits, and uncertainty about what our depositors will do next should keep us restless. For those that rely on yield for returns, it has been a tough time.

FDIC 97
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In 5 Years, 50% of revenue will be digital

Banking 4 Tomorrow

'Where’s the revenue going to come from? Mobile use is exploding in the banking scene. If you are a retail bank today in the developed world and you don’t have an app for your customers, you are increasingly becoming an exception. Certainly almost every bank in the world today has some form of Internet website […].

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Durbin and EMV: “Don’t Panic”

Javelin Strategy & Research

This past week, I had the opportunity to speak at and attend the ATM, Prepaid, and Debit Forum in Las Vegas. The event featured a number of excellent keynote speakers, including representatives from MCX and its participating merchants, Wells Fargo , NACHA , and the top debit card issuers.

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Sea Story: Anti-Submarine Warfare During Operation Desert Shield

Jeff For Banks

'This week somebody asked me for a sea story from my Navy days. Although many colleagues and bankers know I was in the Navy, I can''t recall anybody asking me for a story. So I told the one below. They seemed interested, and I thought you might be too. If you were looking for banking insights, you''ll have to forgive me for this post. In September 1990, the guided missile cruiser USS Biddle (CG-34) in-chopped into the Mediterranean Sea with the aircraft carrier USS Saratoga battle group en route

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Digital Transformation: Accelerating ROI and Growth in Commercial Lending

Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

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Guest Post: 3rd Quarter Economic Review by Dorothy Jaworski

Jeff For Banks

'QE3 Taper—Never Mind If you are a fixed income investor, you are still shell shocked. Throughout the summer, the great bond market selloff of 2013 continued on. Treasuries, Agencies, mortgage backed securities, corporate, municipals- all were battered because the markets believed that the Federal Reserve was about to cut the amount of, or “taper,” its $85 billion of monthly purchases of long term bonds.

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The US is becoming the world’s largest closed-loop payments system

Banking 4 Tomorrow

'Last year the US contributed close to 20% of the world’s GDP despite coming off the back of the biggest economic downturn since the 1930′s Great Depression. The US, UK, Germany, Russian and CIS States, and China dominate the world’s payment landscape currently, but in volume of non-bank payments the US dominates with over 50% of the world’s […].

US 40
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PayPal Nudges out Visa in Javelin “TIP” Mobile Wallet Rankings

Javelin Strategy & Research

Who is winning the mobile wallet race?

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