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Who Owns Digital? Ugh, That’s the Problem for Bankers

Gonzobanker

Conduct formal “competitive shops” of other financial institutions’ digital offerings and features, including national banks, challenger banks, fintechs, and peers. A strong digital product manager can help synthesize and communicate important competitive trends to executive management. The post Who Owns Digital?

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Mobile: Going All-in with PFM in Mobile Banking

Fintech Labs Insights

The ongoing migration to mobile provides financial institutions a chance to reboot their approach to delivering information digitally. Digital banking v1.0 desktop online banking) was primarily about porting paper-based statements into an online format. Digital banking v2.0

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Student Banking UX: BankMobile Passport Program Encourages Digital Banking + Academic Achievement

Fintech Labs Insights

Given the Vibe customer base of undergraduates, paying off the debt entirely shouldn’t be much more than $10k on average, but to keep grand prize costs down, the bank could have just a single grand prize each year, with smaller quarterly amounts. Wells Fargo’s Greenhouse has UX issues to overcome ahead of national rollout.

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Top U.S. Digital Banks for Small Businesses

Fintech Labs Insights

The first pure-play digital bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on. Under that definition, PayPal is a business “bank” as is Square and Amazon. Source: CB Insights. Qonto – France.

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The 2019 GonzoBanker Awards

Gonzobanker

The Ecosystem Award – Goes to Partners Credit Union for its collaborative member experience work with digital banking vendor Kony (now part of Temenos). The digital banking provider helped implement digital competitiveness against big banks that Partners sought. It’s game on.

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The 2022 GonzoBanker Awards

Gonzobanker

Benson Porter, Boeing Employees CreditUnion – Porter led BECU through an amazing streak of growth in the Pacific Northwest, all while building an innovative, stakeholder-driven brand respected nationally. Core System Deal of the Year: Bank. FIS wins Valley National with IBS platform. The Insider Sleeper Deal to Watch Award.

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