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Chime, Challenger Banks And The Challenges Of (Lofty) Valuations

PYMNTS

The partnership model is an increasingly popular setup for financial technology startups that don’t have their own bank charters. Challenger banks also face the challenges of an increasingly crowded field (and the challenge of offering the higher rates on deposits that lure consumers), where product differentiation – via UX – is key.

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Chime, Challenger Banks And The Challenges Of (Lofty) Valuations

PYMNTS

The partnership model is an increasingly popular setup for financial technology startups that don’t have their own bank charters. Challenger banks also face the challenges of an increasingly crowded field (and the challenge of offering the higher rates on deposits that lure consumers), where product differentiation – via UX – is key.

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The BaaS Gold Rush is On

Gonzobanker

In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. department steeped in running a data center, network operations, and end-user support.

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From API to UX/UI: A Preview of FinDEVr 2015

Fintech Labs Insights

Leading technology companies will showcase their latest tools, APIs, and case studies to help fintech developers optimize their innovations. FinDEVr is a great way to stay on top of the latest trends in financial technology. The post From API to UX/UI: A Preview of FinDEVr 2015 appeared first on Finovate.

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It’s Dreadful Being a Buyer of Bank Technology

Gonzobanker

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. With our industry shifting to digital first delivery and a need to better automate processes and leverage strong data intelligence, most banks have not invested enough nor sufficiently developed the I.T.

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The 2022 GonzoBanker Awards

Gonzobanker

Every data point is showing the average square footage of new office leases going way down, and some prognosticators think this could mean hundreds of billions of dollars of valuation losses. The Smarter Bank Data Award. CuneXus is not trying to be everything data – it’s just working to solve a problem and it does the job very well.

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Fintech with The Jetsons at FinovateFall 2016

Fintech Labs Insights

We’ve seen authentication strategies evolve from a simple username and password to biometric technologies that leverage voice, behavioral, and facial recognition, as well as device tokenization and Touch ID to help banks increase security while decrease friction for end consumers. Status quo is no longer an option. Collaboration.

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