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Commoditization, Optimization or Transformation: What’s in Your Core Wallet?

Gonzobanker

To help banking executives choose a course of action that will accommodate different budgets, business cases, and visions for the future, we present three winning core strategies: 1. There is no question that a financial institution’s core system needs to be part of its digital transformation journey. Commoditization Strategy.

Strategy 155
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How ?Adaptive? Decisioning Helps Issuers Stop Treating ?Good? Customers Like Fraudsters

PYMNTS

A vast majority of us, of course, are working from home — perhaps not even our homes, but via shelter-in-place locations with family and friends. The pandemic has paved the way for fraudsters to try new avenues of attack, and is laying bare the limitations of the fraud prevention tools currently deployed. Permanently.

Fraud 208
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In conversation: Laura Polak and Christophe Delaure

Insights on Business

Innovating AI in user experience (UXD) to empower the first line of defense. Laura Polak is Head, GRC Offering Management, and Christophe Delaure is Senior Product Manager for OpenPages at IBM. Over the past decade, things started to change as the responsibility of the risk team grew.

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The Future of Zapp and Other Musings on MasterCard and VocaLink

Celent Banking

While I have no doubt that VocaLink and Zapp have great technologists and User Experience design specialists, I would expect that MasterCard's Digital Enablement Service (MDES) should bring helpful experience of integrating mobile payments into the banks' apps.

Cards 100
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How Dallas Cowboys’ Lewis Neal Wants Companies To Tackle Data Security

PYMNTS

The hacker who gets into a computer, network or payments ecosystem owns all the data harbored and spirited across devices and rails, including, of course, sensitive financial information. Now, the mantra, where the key is key to the data: “You create the key, you use the key, you shadow the key and then you destroy the key,” said Butzer.

Dallas 134
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J.P.Morgan’s Quorum becomes part of ConsenSys

Lex Sokolin

And of course, in the spirit of our common interest, how does this impact financial infrastructure? You would not be able to design this user experience, nor this attention platform without a technology footprint that began with cloud computing and the Internet. How does software operate? Where does it operate? Who secures it?

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PayFacs Are The New ISOs

PYMNTS

FinTech companies — PayPal, Square, Stripe, WePay — have gravitated toward that model because what they’re innovating on is merchant experience, or user experience,” said Aberman. “In The more seamlessly they can integrate payments into the platform, the better the user experience. Can things go wrong? Episode Two.