Remove Community Remove Handbook Remove Management Remove Risk Management
article thumbnail

How to Measure Interest Rate Risk Effectively in Banks & Credit Unions

Abrigo

Measuring Interest Rate Risk Can Vary by Institution Interest rate risk measurement plays a key role in ensuring an institution's safety and soundness. Would you like other articles on asset/liability management in your inbox? FDIC) noted in its 2021 Risk Review.

How To 195
article thumbnail

Important Considerations When Growing the CRE Portfolio

Abrigo

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. Learn more about the Sageworks Credit Risk Management Solution.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Are de novos making a comback?

Abrigo

Published this robust handbook on May 1st to guide the application process The small but notable increase in de novo bank formation activity suggests that the FDIC’s changes are being well received. Learn more about how Sageworks can help banks and credit unions grow profitably and mitigate risk. A low interest rate environment 2.

article thumbnail

By the Books: Regulatory Expectations

ABA Community Banking

Regulatory principles and practices for business continuity management are spelled out in a booklet in the Federal Financial Institutions Examination Council’s IT Examination Handbook. When regulators revised the booklet in 2019, they changed its title from “Business Continuity Planning” to “Business Continuity Management.”

article thumbnail

Dear Financial Institution: Why do these 10 things scare you?

Social Assurance

Marketing doesn’t have time, compliance doesn’t have time, who has time to manage this? Your local community want to hear from you. Community banks & credit unions have a huge advantage over larger institutions when it comes to social. How in the world do we manage our employees? Why is that?

article thumbnail

GAO issues report on OCC fair lending oversight

CFPB Monitor

The OCC’s 2010 handbook does not account for new statistical analyses and methods for analyzing potential redlining since it was issued and therefore lacks specificity on how examiners should build on OCC economists’ statistical analyses and conclusions when conducting a redlining review.

Lending 78