Community FDIC Presentation Risk Management 
South State Correspondent
JANUARY 10, 2024
Community banks’ use of swaps (banks’ primary tool to hedge interest rate risk on loans) has increased substantially over the last ten years. Meanwhile, community banks face net interest margin (NIM) and fee income pressure. Meanwhile, community banks face net interest margin (NIM) and fee income pressure.
Abrigo
JULY 25, 2017
In a recent Sageworks webinar Robert Ashbaugh, senior risk management consultant at Sageworks, discusses High Volatility Commercial Real Estate (HVCRE) lending best practices. Ashbaughâs presentation begins with a quick summary of why regulators care about HVCRE. That 13% represented 80% of the losses to the FDIC insurance fund.
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Abrigo
SEPTEMBER 15, 2022
You might also like this webinar, "How to manage a high-performing construction loan portfolio." Takeaway 1 "Bank Monitoring with On-Site Inspections" will be presented later this month and claims to be the first empirical study of bank monitoring within non-syndicated loans. . Bank monitoring in construction lending.
Independent Banker
DECEMBER 31, 2022
Community banks must continue to stay focused on regulatory discussions and remain nimble to respond to proposals and address requirements quickly and accurately. The FDICâs long-term goal for the reserve ratio of insured deposits. Source: FDIC. Multiple re-presentment fees. Evolving risks. Climate-related risk.
Abrigo
APRIL 12, 2016
The FDIC is offering a fresh take on how a bankâs board of directors should understand and manage risk. The core principles for directors have not changed materially since 1988, the FDIC said. Risk management culture What exactly is a risk management culture? Evaluating risk management.
Abrigo
NOVEMBER 29, 2021
Noninterest income pressures present challenges Some financial institutions are adapting offerings that generate service charges and fees - important sources of noninterest income. . Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category.
Abrigo
MARCH 17, 2022
Takeaway 2 The severely adverse scenario from regulators presents a very severe global recession combined with severe stress in the CRE market and the corporate debt market. Regardless of regulatory pressure, measuring and managing key risks are the cornerstone of community financial institutionsâ enterprise risk management (ERM) programs.
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