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The top 10 2022 ALM resources for financial institutions

Abrigo

The blog considers the potential consequences of using incorrect or misapplied models to conduct  stress testing , assess capital adequacy, estimate credit losses, or  monitor and manage high-risk customers. Lending & Credit Risk. ALM 101 eBook: Introduction to asset/liability management. Lending & Credit Risk.

Resources 195
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Today In Data: Alt FIs Raise Funding, SMBs In The US And AI Gets Backing

PYMNTS

Today in PYMNTS’ data, small- and medium-sized businesses (SMBs) have won the alternative financial venture capital (VC) funding rounds, millions of SMBs are in operation in the U.S. — 30 | The number of payments industry experts polled for their insights for PYMNTS’ end-of-the-year eBook.

Data 109
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Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

FICO

His insights on humanizing interactions come from his larger piece on digital banking called The 11 Commandments of Digital Banking eBook. The business model here needs to focus on a strategy that balances lending growth while keeping risk in check. Read the full customer development post 4.

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SVB: Early lessons for all financial institutions from Silicon Valley Bank’s failure

Abrigo

Banks in rural America are not going to have the same kind of lending activities, or depositor relationships as this bank seemingly had. Lending to startup companies with a plan to go public is not itself a problem. Boy, did that impact capital ratios. But we do know that this bank had a unique business practice.

Strategy 195
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5 Reasons Banks Need a Digital SBA Lending Program Now

A digital-first strategy for SBA loans is required to capitalize on the permanent impact to business banking. Read this eBook to understand how to build the business case for your bank to do digital SBA lending now.

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These resources on interest rate risk, liquidity, and CECL got the most downloads in 2023

Abrigo

ALM 101: Introduction to asset/liability management The ALM 101 eBook covered the goals and approaches of asset/liability management, explaining how ALM helps financial institutions get the most profitability out of their balance sheets while managing evolving risks. This is especially true during economic downturns.

Resources 221
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FinDEVr Silicon Valley: Looking Back, Moving Forward

Fintech Labs Insights

Forged strategic partnership with United Capital. Personal Capital ( FD15 ). Debuted first eBook, A Better Financial Life. Teamed up with fellow alums OnDeck and CAN Capital to form Innovative Lending Platform Association. Honored by Marketplace Lending Power 20 Awards. Unveiled its Risk Insight API.