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The Middle Market’s Expense Management Conundrum

PYMNTS

” Perhaps one of the biggest challenges for this space is that the exact definition of the middle market isn’t exactly clear. There are others who will state that the definition of mid-market can hinge on the segment of business that is being discussed.” “We are more than welcoming them.”

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The top-performing community banks of 2021

Independent Banker

3-yr average pre-tax ROA. pre-tax ROA: 3.08%. pre-tax ROA: 2.83%. If your definition of a top performer is based on ROA, then the two primary reasons for our level of performance is our leverage and LTD (loan to deposit) ratios. pre-tax ROA: 2.68%. Molly Bennett, executive editor, Independent Banker. Philadelphia.

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Union Budget 2021: Highlights

BankBazaar

However, in case of serious tax-evasion cases (Rs. Affordable housing projects to get a tax holiday for one year. Good development since this is a long-term ask of the industry to bring in capital and growth. The post Union Budget 2021: Highlights appeared first on BankBazaar - The Definitive Word on Personal Finance.

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How Vendors Can Lower The Cost (And Risks) Of Card Acceptance

PYMNTS

Innovators large and small are addressing some of the many friction points of paying suppliers with a commercial card, from a lack of vendor acceptance to inefficient reconciliation to cybersecurity risks. This is one way that commercial card adoption may save a business money. Adoption, he added, is expected to continue climbing.

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Mobile Payment Terminals Get B2B-Ready

PYMNTS

Square ‘s mobile card reader undoubtedly made a significant impact on the mobile point-of-sale ( mPOS ) market, and kick-started a slew of recent innovations to broaden the ability for small to medium businesses (SMBs) to accept payments just about anywhere.

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Bankers: Five Ways to Use Profitability Data to Move You Forward

Jeff For Banks

It should be part of your capital plan. Drill that down to the loan level, you can create ROE hurdles when lenders price loans, and measure their pre-tax ROE on their entire portfolio using the coterminous spread, less provision expense, less operating expense per loan type, to calculate the lenders' actual ROE for their portfolio.

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Uber’s IPO and the global Super Apps powering Financial Services

Lex Sokolin

It is becoming a truism that companies are going public much later in their vintage, and as a result, the capital that fuels their growth is private rather than public. Private markets in the US are legally structured for the wealthy by definition and carve-out. This has a distributional impact.