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CFPB announces new appointments to advisory groups

CFPB Monitor

The CFPB has announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council, and Academic Research Council. Paulina Gonzalez, Executive Director, California Reinvestment Coalition, San Francisco, CA. Retail Bank, Citibank, New York, NY.

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Bank Shareholder Liquidity Matters

Jeff For Banks

Are our retail shareholders aging? and Ciaran McMullan , former CEO of Suncrest Bank CA extolled the benefits of OTC listing, particularly OTCQX market listing in a session titled How to Maximize Your Stock as Currency. They'll be asked in the community about the bank and its prospects. Build credibility through transparency.

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Nipton, Calif., Goes To Pot, Literally

PYMNTS

In real estate and in retail, location is everything. Of course the inverse effect has also been shown to be a possibility of late; the anchor stores come unmoored, that mall retail space becomes fairly useless as consumers venture out to walk their hallways less and less. Or, in the case of Nipton, Calif.’s

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Who were ICBA’s Top Lenders of 2022?

Independent Banker

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. First Community Bank of the Heartland, Inc.

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Deposits Surge at Black-Owned Banks After Celeb Appeals

American Banker

Executives at several minority-owned community banks nationwide, including OneUnited Bank in Boston and Carver Federal Savings Bank in New York, say they have received a windfall of deposits in recent weeks, coinciding with the introduction of the Black Money Matters Project.

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Finovate Debuts: CardLinx Helps Members Find & Post Card-Linked Offers

Fintech Labs Insights

The fintech community started paying attention to the trend around 2012. The CardLinx Association launched to unite retailers, advertisers, publishers, payment networks, payment processors and technology providers in the space; enhancing the interoperability of loyalty programs to create a better customer shopping and merchant experience.

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11 New Restaurant Concepts Reimagining Fast Food & Casual Dining

CB Insights

In the past decade, restaurant and bar purchases have grown at twice the rate of general retail spending. Community initiatives: Loom (Massachusetts). But with commercial rents continuing to rise in most urban areas, it’s been a challenge both for small businesses and national retailers to find affordable space.