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Will Mobile Wallets Ever Be Wallet Of Choice?

PYMNTS

Today, the word can also describe a mobile app that stores digital versions of a person’s payment cards, loyalty cards, gift cards and even coupons — enabling payment to take place with just a tap or scan. Many already have their phones on hand, making transactions easily accessible and very convenient,” the eBook stated.

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Secure Digital Banking and Customer Communications

FICO

Following the highly successful The 11 Commandments of Digital Banking eBook , we are publishing a series of 5 deeper dive blog posts that group the 11 Commandments below into common themes: Digital lift-and-shift is not a strategy! Customers expect financial institutions to provide an ample amount of security and protection.

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Payments 2016: The Year Of The Chip

PYMNTS

PYMNTS consulted 21 payments executives from across the industry to share their insights on the biggest takeaways from 2016 as part of the “Payments 2016, The Year Of…” eBook. Banks are beginning to showing interest in issuing dual-interface cards (cards that can be used in a contact or contactless mode).

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Proactive Customer Communication for Fraud Prevention

FICO

The majority prefer text (43%) while another 17% prefer email, despite security flaws described as early as 2016. This approach is being widened globally with the adoption of 3-D Secure 2 for card payments. 22% of credit card customers worldwide report that their card provider does not have an accurate mobile number for them.

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Why Merchants Need Mobile Wallets

PYMNTS

But whatever approach they chose, Rambus says that retailers must take those first steps for five major reasons — here are three that pop to the top of that list … Improving Security and Lowering Costs. The era of the branded mobile wallet, however, gives retailers a new opportunity to bring payments in-house and in-app.

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How to Unlock the Power of Hyper-Personalization

FICO

When asked about their ability to effectively use the data for things like targeting customers, supporting their brand and products, and developing new products, there was an obvious lean toward being “ineffective” versus “effective.” A link to apply for an Amazon Visa card. This points to a bigger issue. Lower-priced ‘used’ options.

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FinDEVr Silicon Valley: Looking Back, Moving Forward

Fintech Labs Insights

Provided instant card-issuance technology to Bank of the Ozarks. Announced EMV-instant issuance milestone of more than 10 million cards in the U.S. Debuted first eBook, A Better Financial Life. Listed in Silicon Review as one of the 20 fastest growing security companies. Quoted in eWeek on the problem of app security.