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Reflections 2022: The Power of Patents and the People Behind Them

FICO

However, in terms of artificial intelligence (AI) and analytics, 2022 has been a great year for FICO, my data science team, and AI innovation in general. Perhaps the most visible focal point of that innovation is software patents; we recently announced that FICO was granted 11 U.S. The Power of Patents.

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The top 4 trends banks can’t ignore in 2019

Cisco

While banks work to build the right customer experience across channels, emerging technologies like voice-first banking and intelligent chat bots gain footing. Cyber security is more than just “top of mind.” What we’re reading on Cyber Security: 1. Big Data is your mountain and your goldmine.

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The top 4 trends banks can’t ignore in 2019

Cisco

While banks work to build the right customer experience across channels, emerging technologies like voice-first banking and intelligent chat bots gain footing. Cyber security is more than just “top of mind.” What we’re reading on Cyber Security: 1. Big Data is your mountain and your goldmine.

Trends 48
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Our Scams Model Just Won an Award for Machine Learning

FICO

Credit & Collections Technology Awards recognize our scams model with the award for Machine Learning - here's why. I’ve previously discussed our company’s work on an Artificial Intelligence-based scams model for FICO® Falcon® Fraud Manager and the technology behind it. Why FICO Won Best Technology Provider for Data Analytics.

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America’s AI Bill of Rights is the Right Idea – and It’s About Time

FICO

And what data drives these AI outcomes? These are consistent themes in my work to formally codify innovation into standard practices for building Responsible AI that is explainable, ethical and auditable. In FICO’s earlier days, we pioneered the use of scorecard analytic technology to model credit risk. Scott received his Ph.D.

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The State of Responsible AI in Financial Services

FICO

With only 8% of respondents reporting that their AI strategies are fully mature, and model development standards consistently scaled, it’s clear to me that the industry is on a bullet train to serious financial, legal and reputational fallout from misguided and otherwise incorrect use of this powerful technology. Scott received his Ph.D.

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Is ChatGPT the Weight Loss Wonder Drug of AI?

FICO

What’s Old Is New Again Neither OpenAI’s ChatGPT technology (Chat Generative Pre-trained Transformer) nor Ozempic is exactly new. The world will adapt to ChatGPT just as it has every other technology. Scott serves on two boards of directors, Software San Diego and Cyber Center of Excellence. But are they truly panaceas?