Banking Trends, Digital Banking, Fintech and Strategy

Verizon Infiltrates Banking with Neobank-Like Strategy

The Financial Brand

JUNE 21, 2021

The latest big company to enter banking targets 8-17 year-olds to lock-in Gen Z (and their parents) as they establish financial habits. The post Verizon Infiltrates Banking with Neobank-Like Strategy appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Strategy

How Revolut’s ‘Super App’ Strategy Could Shake Up U.S. Banking

The Financial Brand

JUNE 7, 2021

The post How Revolut’s ‘Super App’ Strategy Could Shake Up U.S. Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Not your typical neobank' describes this hard-charging product machine. Here's why its low-key American debut may be misleading.

Strategy

Shifting gears: Executing digital strategy at two speeds

Accenture

JULY 20, 2015

Digital disruption has opened up the competitive playing field in banking. Fintech start-ups are influencing customer expectations and affecting specialized revenue streams. Other players include large digital leaders who are extending banking services into non-banking digital ecosystems where they are.

Digital Strategies

Digital Strategies Strategy Fintech Banking Trends

A Close Look at Neobank Monzo’s New Growth Strategy

The Financial Brand

JUNE 28, 2021

Mobile bank will 'supercharge' its successful organic marketing with more traditional methods building on a message of 'radical transparency.'. The post A Close Look at Neobank Monzo’s New Growth Strategy appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Strategy

Starling Bank’s Dead-Serious Strategy: Growing Into a Megabank Rival

The Financial Brand

AUGUST 3, 2021

In 10 to 15 years, CEO Anne Boden believes people will be talking about Chase and Starling Bank, not Chase and Wells – it's her goal. The post Starling Bank’s Dead-Serious Strategy: Growing Into a Megabank Rival appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Strategy

Millennials Now Trust Fintechs as Much as Banks

The Financial Brand

NOVEMBER 22, 2021

Skyrocketing adoption of fintech is not only changing the way consumers bank, it’s changing how they live, think, and interact with money. The post Millennials Now Trust Fintechs as Much as Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Millennials

Millennials Fintech Banking Trends Analysis

9 Misunderstood Fintech Trends Impacting Retail Banking

The Financial Brand

JANUARY 20, 2022

Some, like Banking-as-a-Service are widely known. Not all trends will have equal impact. The post 9 Misunderstood Fintech Trends Impacting Retail Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Others, like embedded finance and DeFi are emerging.

Trends

Trends Retail Fintech Banking Trends

8 Fintech Trends Changing Banking Forever

The Financial Brand

JULY 11, 2021

Banks and credit unions should view trends in the fintech space to determine where threats and opportunities exist and where resources should be deployed. The post 8 Fintech Trends Changing Banking Forever appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends

Trends Fintech Banking Trends Analysis

CEO Reveals Plans for LendingClub’s Unique Fintech+Bank Model

The Financial Brand

AUGUST 3, 2021

When a fintech buys a bank, what happens? The post CEO Reveals Plans for LendingClub’s Unique Fintech+Bank Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. In this case, voracious loan acquisition is combined with a huge potential for primary checking.

Fintech

Fintech 2.0: Is Your Bank Ready for the ‘Great Rebundling’?

The Financial Brand

NOVEMBER 15, 2021

Having achieved wide adoption, fintechs are now building a holistic ecosystem. Banks have much to gain in this process if they move quickly. The post Fintech 2.0: Is Your Bank Ready for the ‘Great Rebundling’? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech

Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both

The Financial Brand

NOVEMBER 1, 2021

Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model. The post Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech

Payments and Digital Drive Consumers to Big Fintechs

The Financial Brand

JUNE 13, 2021

New data confirms that consumer loyalties are shifting rapidly to large fintechs like PayPal, and that digital payments are a key reason. The post Payments and Digital Drive Consumers to Big Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech

Fintech Payments Banking Trends Analysis

New Data: People Don’t Trust Open Banking or Fintechs, But Use Both

The Financial Brand

JANUARY 12, 2022

to fully embrace open banking, even though consumers routinely link third-party apps to their bank accounts. The post New Data: People Don’t Trust Open Banking or Fintechs, But Use Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights. It may take years for the U.S.

Fintech

Fintech Data Banking Trends Analysis

Will Regulators ‘De-Bank’ Challengers, Neos, Cryptos & Fintechs?

The Financial Brand

SEPTEMBER 30, 2021

Signs point to stricter rules for how nonbanks can use banking terms in their apps and marketing, complicating banking-as-a-service deals. The post Will Regulators ‘De-Bank’ Challengers, Neos, Cryptos & Fintechs? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Regulation

Regulation Fintech Banking Trends Analysis

More Banks Eye Rent-a-Charter Business Model for Fintechs & Neobanks

The Financial Brand

AUGUST 23, 2021

The post More Banks Eye Rent-a-Charter Business Model for Fintechs & Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here’s why you might want to jump on the BaaS train while it’s still in the station.

Fintech

Fintech Training Banking Trends Analysis

Banking-as-a-Service Sharply Alters the Roles of Banks and Fintechs

The Financial Brand

SEPTEMBER 21, 2021

The post Banking-as-a-Service Sharply Alters the Roles of Banks and Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. BaaS' is redefining when and where all types of companies provide financial services. There are huge implications for legacy institutions.

Fintech

New OCC Chief Targets Fintech/Banking Deals & Crypto for Scrutiny

The Financial Brand

JUNE 2, 2021

Acting chief at the national banking regulator wants to end fragmented views on financial innovation and has made CRA reform a top priority. The post New OCC Chief Targets Fintech/Banking Deals & Crypto for Scrutiny appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech

Fintech Banking Trends Analysis National

Digital Finance Penetration Surpasses That Of Social Media

The Financial Brand

OCTOBER 13, 2021

The integration of finance and digital technology has resulted in exponential growth of digital banking and fintech solutions. The post Digital Finance Penetration Surpasses That Of Social Media appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

social media

social media Banking Trends Analysis Digital Banking

3 Ways Any Financial Institution Can Move with Fintech Speed

The Financial Brand

DECEMBER 5, 2021

Hands down, speed is the biggest competitive advantage a bank or credit union can have. The post 3 Ways Any Financial Institution Can Move with Fintech Speed appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here's why, and what it takes to dial it up.

Fintech

Handcuffed by heritage

Chris Skinner

JULY 7, 2017

Sørensen Chris Skinner needs no introduction in the fintech and banking space. We met Chris Skinner for a talk on the latest global banking trends and how banks mainly in Europe and North America deal with the challenges of their legacy systems and position and face the dramatic changes in the financial services market.

America

America Maine Trends Innovation

Banks Are Arming to Win the Digital Lending War With Fintechs

The Financial Brand

SEPTEMBER 12, 2021

Increasing demand for digital loans and faster decisions is changing the face of consumer lending. The post Banks Are Arming to Win the Digital Lending War With Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending

Lending Fintech Banking Trends Analysis

Consumers Funding Construction Loans in Innovative Fintech Model

The Financial Brand

JULY 5, 2021

The post Consumers Funding Construction Loans in Innovative Fintech Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Online platform brings upscale retail investment funding to smaller markets, providing housing and related construction credit opportunities.

Innovation

Innovation Fintech Banking Trends Analysis

Banks Increase Collaboration With Fintechs and Third Parties

The Financial Brand

JANUARY 8, 2023

This article Banks Increase Collaboration With Fintechs and Third Parties appeared first on The Financial Brand. Fintech firms and third-party solution providers are speeding the development of new business models in banking through collaborative innovation.

Fintech

Fintech Branding Innovation Banking Trends

The Future of Loyalty in Banking is at Risk

The Financial Brand

JULY 19, 2021

Digital banking engagement leads to more customer data and better customer experiences, which leads to greater loyalty and higher profits. The post The Future of Loyalty in Banking is at Risk appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Customer Experience

Customer Experience Banking Trends Analysis Digital Banking

The Top 5 Trends in Fintech and Banking for 2022

Gonzobanker

JANUARY 4, 2022

These fintech and banking trends should be on financial institutions’ radar in the year ahead. This list of top banking and fintech trends for 2022 won’t tell anyone anything they haven’t already heard about. what trends should be on their strategic priority list for the coming year.

Trends

Trends Fintech social media Strategy

Top Trends Transforming Business Banking in 2022 and Beyond

The Financial Brand

JANUARY 5, 2022

Fintechs are making deep inroads in the small business banking market, including lending, forcing banks to up their game. The post Top Trends Transforming Business Banking in 2022 and Beyond appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends

Trends Banking Trends Analysis Lending

Does a New Neobank for Musicians Herald a Micro-Niche Trend?

The Financial Brand

SEPTEMBER 1, 2021

Nerve, a mobile banking app started by two fintech marketing veterans, aims to help musicians deal with their unique financial needs. The post Does a New Neobank for Musicians Herald a Micro-Niche Trend? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends

Trends Banking Trends Analysis Branding

Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts

The Financial Brand

JUNE 29, 2021

Anticipation about the mega-retailer's banking ambitions stokes fears, but the evolving role of hybrid fintech/neobank Green Dot is key. The post Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Cards

Cards Banking Trends Analysis Trends

Why Open Banking Is a 2022 Must-Have for U.S. Financial Institutions

The Financial Brand

NOVEMBER 7, 2021

Increasingly consumers want solutions to their money conundrums and they don't care if it comes from a bank, a fintech or some combination. The post Why Open Banking Is a 2022 Must-Have for U.S. Financial Institutions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends

Why Neobank N26 Is Abandoning the U.S. Market (And 500,000 Customers)

The Financial Brand

NOVEMBER 21, 2021

The mobile bank is the second European challenger within a few weeks to bow out. Fintech experts weigh in on what it means for banking. Market (And 500,000 Customers) appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The post Why Neobank N26 Is Abandoning the U.S.

Marketing

Marketing Banking Trends Analysis Trends

SoFi Gets Approval to Become a Bank – Should Legacy Banks Care?

The Financial Brand

JANUARY 19, 2022

A charter is a plus for the fintech, but the impact for traditional institutions may depend on the status of their digital transformation. The post SoFi Gets Approval to Become a Bank – Should Legacy Banks Care? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends

7 Trends Credit Unions Must Jump On or Lose Essential Opportunities

The Financial Brand

JULY 1, 2021

While fintechs, neobanks and other new competitors threaten, the bank versus credit union battle continues. The post 7 Trends Credit Unions Must Jump On or Lose Essential Opportunities appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends

Trends Banking Trends Analysis Branding

Consumer Lending Transformation Requires Speed, Simplicity and a Digital Mindset

The Financial Brand

JUNE 13, 2021

To compete with fintech lenders, traditional financial institutions must simplify internal processes and improve mobile experiences. The post Consumer Lending Transformation Requires Speed, Simplicity and a Digital Mindset appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending

Lending Banking Trends Analysis Trends

Where Banks & Credit Unions Are Missing the Mark with Mobile Banking

The Financial Brand

JANUARY 17, 2022

Many digital money management functions that make fintech and neobank offerings so popular still don't show up on most mobile banking apps. The post Where Banks & Credit Unions Are Missing the Mark with Mobile Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Mobile

Mobile Banking Trends Analysis Trends

Community Bank Builds Future on ‘Banking as a Service’ & Google Plex

The Financial Brand

JUNE 24, 2021

21 deals with neobanks and fintechs like Aspiration, Ellevest and Greenwood sent a community bank down an unexpected (and profitable) path. The post Community Bank Builds Future on ‘Banking as a Service’ & Google Plex appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Community Bank

Community Bank Community Google Banking Trends

One Fintech’s Plans Reveal How BNPL Could Spread Further Into Banking

The Financial Brand

SEPTEMBER 12, 2021

The post One Fintech’s Plans Reveal How BNPL Could Spread Further Into Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. An inside look at what makes 'buy now, pay later' so hot, from revenue streams to funding – from the perspective of market leader Sezzle.

Banking Trends

Banking Trends Analysis Trends Fintech

Bank Dora: The First Neo-Credit Union in the U.S.

The Financial Brand

OCTOBER 12, 2021

It walks and talks like a neobank, but its leaders say it will have a credit union-forward strategy that caters to underserved segments. The post Bank Dora: The First Neo-Credit Union in the U.S. appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends

Banking Trends Analysis Strategy Trends

Could Shared Financial Services Redefine Primary Banking Relationships?

The Financial Brand

DECEMBER 1, 2021

Fintechs have stolen a march on banks and credit unions in apps that manage shared financial relationships, but banking has advantages. The post Could Shared Financial Services Redefine Primary Banking Relationships? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends

Walgreens Wades into Consumer Banking Melee with ‘Scarlet’ Account

The Financial Brand

SEPTEMBER 7, 2021

just became 'bank branches.' Should traditional institutions — and fintechs — be worried? The post Walgreens Wades into Consumer Banking Melee with ‘Scarlet’ Account appeared first on The Financial Brand - Banking Trends, Analysis & Insights. 9,000 pharmacies across the U.S.

Banking Trends

Walgreens Wades into Consumer Banking Melee with ‘Scarlet’ Account

The Financial Brand

SEPTEMBER 7, 2021

just became 'bank branches.' Should traditional institutions — and fintechs — be worried? The post Walgreens Wades into Consumer Banking Melee with ‘Scarlet’ Account appeared first on The Financial Brand - Banking Trends, Analysis & Insights. 9,000 pharmacies across the U.S.

Banking Trends