The Financial Brand

SEPTEMBER 20, 2021

An unusual alliance, inspired by 'Shark Tank,' aims to address capital needs to help maintain banking access in communities of color. The post FDIC Recruits Microsoft & Truist to Build a Fund for Minority-Owned Banks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

AUGUST 15, 2021

Financial institutions seeking to capitalize on a borrowing surge face headwinds from fresh rewards offers and novel installment plans. The post New Borrowing Options Raise Stakes for Consumer Credit Exponentially appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Gonzobanker

JANUARY 4, 2022

These fintech and banking trends should be on financial institutions’ radar in the year ahead. This list of top banking and fintech trends for 2022 won’t tell anyone anything they haven’t already heard about. what trends should be on their strategic priority list for the coming year.

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Insights on Business

NOVEMBER 5, 2017

As Brexit inches closer to its culmination date of March 2019, one unanswered question from the impending exit from the EU is will London still be seen as the ‘ capital of Fintech ” in Europe? Learn more about how IBM Fintech can modernize the banking industry here. Stay current on IBM Banking trends and insights here.

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The Financial Brand

MARCH 14, 2024

This article Which Banks Offer HSAs to Customers (And Why Yours Should) appeared first on The Financial Brand. Here's how banks and credit unions both can capitalize on the popular savings vehicle and educate customers on HSAs.

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Celent Banking

JUNE 12, 2015

These developments are putting increased pressure on financial services providers in the areas of working capital management, liquidity management, external financing, payables and receivables, international trade, supply chain finance, merchant services and delivery channels. Innovation and Emerging Technologies.

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The Financial Brand

FEBRUARY 2, 2022

Consortium of banks and tech firms enters the digital frontier with a payments specialty that Washington may actually love. The post How Banks Will Mint Their Own Stablecoins appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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PYMNTS

DECEMBER 12, 2018

Machine learning and artificial intelligence are among the emerging technologies capable of boosting banking operations, including customer service , and preventing fraud, as recent PYMNTS research has demonstrated. Digital Demand. Latency Advantages.

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South State Correspondent

AUGUST 8, 2022

More to this point, community banks will see increased competition from online-only banks. Last month we saw a skyrocketing of rates by some of the more aggressive banks (like Capital One), and we now see that in their deposit betas (below). These betas were better than initially forecasted.

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The Financial Brand

MARCH 15, 2023

This article Rate Wars: How Digital Banks Keep Pushing CDs Higher appeared first on The Financial Brand. Marcus, Ally, Barclays and Capital One led the charge to 5% CD rates but they're not alone — and rate isn't the only trick up their sleeves.

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The Financial Brand

MAY 2, 2024

This article Hoodies and Suits: Can Banks and Fintechs Learn to Speak the Same Language? A good book title would be 'Fintechs are from Silicon Valley, Banks are from South Dakota.' This article Hoodies and Suits: Can Banks and Fintechs Learn to Speak the Same Language? appeared first on The Financial Brand.

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South Dakota Fintech Branding Banking Trends 39

The Financial Brand

APRIL 22, 2024

This article How the Mastercard/Visa Settlement with Retailers Could Remake the Payments Business appeared first on The Financial Brand. Settlement of a lawsuit that began in 2005 will shift the balance of power in how consumers pay merchants.

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The Financial Brand

FEBRUARY 29, 2024

This article Is Being a ’Regional Bank‘ Now a Reputational Liability? This article Is Being a ’Regional Bank‘ Now a Reputational Liability? appeared first on The Financial Brand. A few high-profile failures have tarnished the category. How can regionals regain their shine? appeared first on The Financial Brand.

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The Financial Brand

DECEMBER 31, 2023

This article Banking 2030, Part 1: The New Realities of Banking appeared first on The Financial Brand. Special Report: The first of a four-part series on the long-term future of the banking industry, looking past current challenges to future growth.

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The Financial Brand

JANUARY 2, 2024

This article Banking 2030, Part 2: The Seismic Forces Shaping the Industry appeared first on The Financial Brand. Special Report: In the second of a four-part series on the long-term future of the banking industry, we examine the four major industry transformations currently underway.

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Industry Branding Report Banking Trends 36

The Financial Brand

SEPTEMBER 27, 2023

This article Do Banks That Outspend Their Peers on Marketing Grow Faster? Banks ramped up their marketing after the pandemic. This article Do Banks That Outspend Their Peers on Marketing Grow Faster? appeared first on The Financial Brand. appeared first on The Financial Brand.

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The Financial Brand

OCTOBER 18, 2023

This article Marketing Emphasis Drives Loan & Deposit Growth for Community Banks: Study appeared first on The Financial Brand. As deposit pressure mounts industrywide, a study of banks with under $2 billion of assets makes a case that bigger marketing budgets can help.

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Community Bank Study Community Marketing 37

The Financial Brand

OCTOBER 8, 2023

This article Should Fintechs Buy or Build Their Way into Banking Today? A bank law veteran weighs options in which both banks and fintechs have a stake. This article Should Fintechs Buy or Build Their Way into Banking Today? appeared first on The Financial Brand. appeared first on The Financial Brand.

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Fintech Labs Insights

FEBRUARY 3, 2017

The complexity and challenges of running capital intensive businesses in a highly regulated industry was never more real than 2016, but the top platform weathered the storm, and most are long-term stronger for it. Richard Gilbert, Payoneer ( F13 , FD16 ); Andy Brown, NCR ( F16 ); Chris Kinship, FTV Capital, Drew Edwards, Ingo Money.

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Fintech Bitcoin Trends Conference 12

The Financial Brand

OCTOBER 24, 2023

This article Cheat Sheet: Does Michael Lewis’s “Going Infinite” Go Soft on Bankman-Fried? appeared first on The Financial Brand. Michael Lewis of Moneyball and The Big Short fame has penned the first inside account of the FTX scandal. But did unlimited access erode his objectivity?

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Branding Banking Trends Trends Capital 31

The Financial Brand

JANUARY 2, 2024

This article Banking 2030, Part 3: Banking Innovation is Paramount Even as Regulatory and Competitive Pressures Mount appeared first on The Financial Brand. Special Report: Why a challenging environment cannot distract banks and credit unions from the imperative to innovate.

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Innovation Branding Report Banking Trends 25

The Financial Brand

NOVEMBER 19, 2023

This article How a New Report from Silicon Valley Bank Assesses the Future of Fintech appeared first on The Financial Brand. They're back: Silicon Valley Bank issues its first fintech outlook since its historic collapse – and works hard to see the bright side.

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The Financial Brand

AUGUST 10, 2023

This article Data Snapshot: Consumer Debt Shrinks for the Average American appeared first on The Financial Brand. It's a tale of two consumers: 43% of Americans are at their lowest debt levels ever, while 35% are at their highest. What's behind this dichotomy?

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Data Branding New York Banking Trends 29

CB Insights

AUGUST 23, 2018

Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. Today, JPMorgan (JPM) is using its capital and scale to build an entirely digital bank. Finn is JPM’s mobile-only bank, and represents JPM’s attempt to jump on the mobile-only banking trend before it becomes the norm.

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