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Fair Value Accounting and Silicon Valley Bank Failure

South State Correspondent

Analysts, regulators, legislators, and bankers have been attributing the root cause of SVB’s failure in the past month. Some blame the dilution of the Dodd-Frank provisions, others the lack of oversight by regulators, and others still blame social media for exacerbating the deposit run.

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15 Twitter accounts every bank executive should follow

Abrigo

The ABA has a new report out on how banks are using social media, and much of the report focuses on using Twitter, Facebook, LinkedIn and the like to boost customer service, make connections in the community and recruit staff. 14) @News_CUInsight – CUInsight is an independent source of news on the credit union community.

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How To Improve Uninsured Deposit Performance

South State Correspondent

Focusing on uninsured deposit performance is a hot topic among investors, analysts, and regulators. While every bank is now tracking the general metric, only a few banks monitor deposit performance in the category. This is one of the great mysteries of community banking. This will be on April 26 th at 4 pm ET.

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The Current Banking Crisis – 10 Not So Apparent Lessons

South State Correspondent

While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed.

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The Top 5 Trends in Fintech and Banking for 2022

Gonzobanker

In June 2021, following Ally Bank’s announcement that that it would no longer charge its customers an overdraft fee, I published an article titled, “ It’s Time To End Overdraft Fees (And Chase Bank Is Just The Bank To Do It) ,” in which I speculated: “Banks and credit unions will wait and see who else eliminates overdraft fees.

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The Velocity of Risk – What Bankers Need To Know

South State Correspondent

In this age of social media, global interconnectedness, and market volatility, banks can be one tweet torrent away from a lightning-fast onset of risk. In this article, we explore why and how banks are starting to incorporate the “velocity of risk” into their risk management practices.

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'No More Gimlet-Eyed Examiners': Comments of the Week

American Banker

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms.