Analysis FDIC Regional Risk Management 
South State Correspondent
APRIL 30, 2024
Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Working with a vendor that has a similar business model is often the key differentiator for success.
South State Correspondent
APRIL 30, 2024
Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Working with a vendor that has a similar business model is often the key differentiator for success.
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South State Correspondent
AUGUST 21, 2022
Eliminate Interest Rate Risk: Eliminate margin compression when interest rates rise. Meet Competitive Pressures: National and larger regional banks are specifically targeting better borrowers for seven, ten, or 20-year fixed-rate loans. Third, we believe that community banks should avoid vendors that require service exclusivity.
Abrigo
DECEMBER 9, 2014
Community banks are expanding their loan portfolios to include more small business loans, according to the most recent Community Bank Performance report by the FDIC. Through a Sageworks poll , we found that many institutions rely on on-the-job training for tax return analysis – one component of the credit analysis process.
Jeff For Banks
JULY 31, 2017
US Regional Banks' price-earnings multiple was 16.6x Meaning if it's p/e is 16.6x, like the US Regional Banks mentioned above, then the earnings growth rate should be 16.6%. The regional banks' PEG ratio, if I do the reverse math, implies that earnings are growing around 3% for the banks in that index. So are banks over-valued?
Jack Henry
APRIL 30, 2014
The FDIC provides a listing of resources that can be used to better identify and mitigate potential cyber-risks. Regional Coalitions. Information Sharing and Analysis Centers (ISACs). The FDIC encourages subscribing to these various groups to ensure that you receive regular security alerts, tips, and other updates.
American Banker
AUGUST 8, 2016
Under pressure from regulators to beef up risk management in commercial real estate lending, banks are using new software tools to improve analysis.
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