article thumbnail

CRE risk management: Navigating hazards and opportunities

Abrigo

Indeed, traditional bank CRE financing in September 2023 was labeled “scarce” by the Federal Advisory Council , which expected continued slowing in lending this year. Bankers should examine warning signs and shore up defenses for existing income-producing CRE loans as part of commercial property loan risk management.

article thumbnail

US Bankcards Industry Benchmarking Trends: 2023 Q1 Update

FICO

2023 started off with unexpected growth, mild recession still predicted this year Reviewing earlier forecasts, many economists were predicting a mild recession to begin in the first quarter of 2023. The numbers: First quarter 2023 GDP released by the U.S. by the end of 2023. from February 2023 to March 2023.

Trends 52
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

Takeaway 2 Several small business lending processes can tax both borrowers and staff. Takeaway 3 Depository lenders are enhancing their lending procedures and technologies to meet institution risk and return requirements as they grow. DOWNLOAD Takeaway 1 Financing plays a crucial role in small business survival and success.

Lending 244
article thumbnail

The math behind small business lending: Problems & possibilities for banks & credit unions

Abrigo

Takeaway 2 Several small business lending processes can tax both borrowers and staff. Takeaway 3 Depository lenders are enhancing their lending procedures and technologies to meet institution risk and return requirements as they grow. DOWNLOAD Takeaway 1 Financing plays a crucial role in small business survival and success.

Lending 195
article thumbnail

Guest Post: Financial Markets and Economic Update - First Quarter 2024

Jeff For Banks

No one will forget the inflation that followed in 2021 to 2023, started first by supply chain issues, but then fueled by the Fed’s purchases and the obscene amount of cash handed out by the federal government. It was not until May 11, 2023, that the US national emergency was lifted, but sadly, the free cash handouts continue.

Marketing 145
article thumbnail

A risk-based, time-saving approach to annual loan review

Abrigo

Read the 2023 Loan Review Survey results for expert analyses of emerging trends WATCH WEBINAR Takeaway 1 Annual loan review is separate from covenant testing and underwriting, but many banks conflate these processes. Make sure to look at lien perfection, tax payments, and insurance. You don’t want to be in that situation.”

Analysis 195
article thumbnail

Getting Stimulus Payments To Consumers; Lessons From Round One

PYMNTS

It’s important to solve for risk management and the rails (and the fact, too, that multiple agencies have been involved, such as the Bureau of Fiscal Services). In terms of the mechanics of it all, ACH still remains largely as an offline mechanism. Edwards noted that many checks bounced, and fraud still is a problem. “The

Payments 183