2013, Community Bank and FDIC - Community Banking Brief

FDIC: Community banks outperform industry in third quarter

Abrigo

DECEMBER 2, 2014

To provide a report card on industry status and performance, the FDIC publishes a Quarterly Banking Profile. Results from the third quarter were just released, and while overall results were positive, community banks in particular excelled. This total represents an increase of almost 24% over the third quarter of 2013.

Community Bank

Community Bank FDIC Community Industry

Community banks’ net income, loan balances increase in 2014

Abrigo

MARCH 9, 2015

The latest FDIC Quarterly Banking Profile was just released and the industry continues to be led by the nation’s community banks. Net income was up almost 28% over the fourth quarter of 2013 led by higher net operating revenue and lower loan loss provisions. percent from 2013. percent to $36.9

Community Bank

Community Bank Community FDIC Industry

Community banks’ net income, loan balances increase in 2014

Abrigo

MARCH 9, 2015

The latest FDIC Quarterly Banking Profile was just released and the industry continues to be led by the nation’s community banks. Net income was up almost 28% over the fourth quarter of 2013 led by higher net operating revenue and lower loan loss provisions. percent from 2013. percent to $36.9

Community Bank

Community Bank Community FDIC Industry

Webinars

Elevating Accounting Practices: The Power of Outsourcing and Automation in the Digital Age

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Community Banking According to Andy

Jeff For Banks

AUGUST 2, 2021

1/ @Schornack At the end of July 2013, we invested $1.8MM to buy 49% of Flagship Financial Group, Inc. 2/ @Schornack The primary asset of the organization was Flagship Bank Minnesota, a Member FDIC and Equal Housing Lender with two locations in the Twin Cities Metro Area. Jackie Herman, our COO 2013. million in loans.

Community Bank

Community Bank Community Minnesota Metro

Why Branch Building (Sometimes) Makes Sense

Celent Banking

JUNE 22, 2017

The branch boom in the US has been at the hands of large banks. A historic look at the number of bank branches by asset tier makes this clear. Celent published a report on the topic in 2013 that predicted a steep decline in branch density – something that is now underway. Source: FDIC, Celent analysis.

Study

Study Community Bank Trends Analysis

Expanding credit portfolios: 3 Growing pains

Abrigo

DECEMBER 9, 2014

Community banks are expanding their loan portfolios to include more small business loans, according to the most recent Community Bank Performance report by the FDIC. percent over the 3rd quarter of 2013.

Training

Training Policies Analysis Community Bank

10 Top Banking Podcasts You Should be Listening to

Abrigo

MAY 5, 2022

Topics range from here-and-now issues, such as the latest mergers and acquisitions environment or competitive pressure from the Buy Now Pay Later industry to strategic topics related to handling member or customer data, recruiting, and banking cannabis.

Community

Community Lending Maine Resources

What's With Regulator Agita Over Bank Commercial Real Estate Lending?

Jeff For Banks

MAY 20, 2017

Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it. To remind readers, in 2006 the OCC, Federal Reserve, and FDIC issued joint interagency Guidance on Concentrations in Commercial Real Estate Lending. Maybe sub out an economist or two.

Lending

Lending Regulation Community Community Bank

The Thinker

Independent Banker

MARCH 15, 2015

It was a prescient move for Hartings and the $450 million-asset community bank, which comfortably weathered the downturn even though residential mortgages are its biggest business line—but not everyone appreciated Hartings’ common-sense approach at the time. percent return on equity in 2013. Large Community Bank Council, member.

Ohio

Ohio Community Bank Community Lending

Lack of an M&A Strategy May Leave You Dateless at the Prom

Gonzobanker

AUGUST 22, 2014

At the same time, the pace of new bank charters has dwindled to near non-existence. For decades and decades, dozens, if not hundreds, of bank charters were issued each year. Between the end of 2010 and 2013, one new bank opened in the United States. . Total number of banks $1 - $50B in assets 554 553 642.

Strategy

Strategy United States Community New York City

Wading Through the Waters

Independent Banker

SEPTEMBER 22, 2015

Both of these laws pointedly changed the National Flood Insurance Program requirements over which of the banking agencies have jurisdiction. There is an exception that will be key for many community banks to understand. Biggert-Waters) the bank was not required under federal or state law to escrow taxes or insurance.

Regulation

Regulation Policies Community Bank Taxes

Bankers: Is your strategy the same as your competitor?

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). This was abundantly clear while I was reading a 10k and forgot the bank. In preparation for meetings, I frequently read 10k''s.

Strategy

Strategy Texas San Antonio Fort Worth

The Mother List of All Banking Books

Jeff For Banks

APRIL 14, 2022

Guardians of Prosperity: Why America Needs Big Banks 2013 John F. Inside the FDIC: Thirty Years of Bank Failures, Bailouts, and Regulatory Battles 2015 Louis D. History of the Eighties: An Examination of the Banking Crises of the 1980s and Early 1990s (Volumes 1 & 2) 1997 Federal Deposit Insurance Corp.

America

America National Denver United States

Community Banking Brief

FDIC: Community banks outperform industry in third quarter

Community banks’ net income, loan balances increase in 2014

Webinars

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Community banks’ net income, loan balances increase in 2014

Webinars

Community Banking According to Andy

Why Branch Building (Sometimes) Makes Sense

Expanding credit portfolios: 3 Growing pains

10 Top Banking Podcasts You Should be Listening to

What's With Regulator Agita Over Bank Commercial Real Estate Lending?

The Thinker

Lack of an M&A Strategy May Leave You Dateless at the Prom

Wading Through the Waters

Bankers: Is your strategy the same as your competitor?

The Mother List of All Banking Books

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