Jeff For Banks

APRIL 2, 2011

So far, about half of the positive economic impact of the surprise 2% reduction in social security taxes and small business tax cuts are gone because of higher gas prices. Actually, stock markets are up nearly 100% since the Fed was in the midst of their first quantitative easing program in early 2009. In that, it has succeeded.

Philadelphia 78

Philadelphia Taxes Marketing US 78

Jeff For Banks

MAY 20, 2017

But isn't fast growth by itself an indicator of increased risk of failure, regardless of the loans that fueled the growth? Risk mitigants tend to lag growth, especially fast growth. And success is the great mollifier to risk managers that wish to take away the punch bowl when the party's rockin'.

Lending 60

Lending Regulation Community Community Bank 60

Jeff For Banks

AUGUST 12, 2010

The stress of September, 2008 to March, 2009 was beginning to be erased by an economic recovery, as signaled by stocks that rallied over 60% from fearful lows to levels that supported growth. Existing and new home sales fell sharply in May, but this followed the unusually high months of March and April that contained the $8,000 tax credit.

Taxes 60

Taxes Marketing Risk Management Groups 60

Jeff For Banks

JANUARY 12, 2015

I have always believed that cheaper oil and gas prices are like a tax cut that helps consumers save money on their “taxes” and spend it on other discretionary goods and services. And don’t forget that heating oil prices have plunged, too, just in time for another polar vortex. Consumer can and will rejoice and spend. Stay tuned!

Philadelphia 60

Philadelphia US Policies Taxes 60

Jeff For Banks

OCTOBER 21, 2010

An August report by Challenger, Gray, and Christmas showed that layoffs have declined dramatically, to a monthly average of 56,000 since June, 2009 and have been below 100,000 for fourteen consecutive months for the first time since 1999-2000. Job openings reported by the Labor Department in July were 3.04 Thanks for reading!

Taxes 60

Taxes Marketing Capital Policies 60

Jeff For Banks

JANUARY 18, 2014

To put that GDP growth into perspective, consider that, in the three years following the recovery which began in June, 2009, real GDP averaged +2.2%. DJ 01/06/14 Dorothy Jaworski has worked at large and small banks for over 30 years; much of that time has been spent in investment portfolio management, risk management, and financial analysis.

Philadelphia 86

Philadelphia Policies US Marketing 86

Jeff For Banks

JULY 8, 2017

The promises included tax cuts to 15% (although a much less dramatic decrease is expected), repeal and replacement of ObamaCare (stalled in the Senate), regulatory reform (some energy rules relaxed, but not much else), infrastructure spending to repair and replace our crumbling structures, roads, airports, electrical grids, etc.

Marketing 60

Marketing Community Bank Security Data 60

Jeff For Banks

APRIL 5, 2012

They embarked on quantitative easing, or “QE,” programs twice in 2009 and 2010, buying up $2.3 But we know that only three things in life are certain—death, taxes, and a Fed that goes too far. or more, we can expect the same psychological reaction from consumers—reduced spending—just as they would react to higher taxes.

Security 78

Security Taxes Marketing Policies 78

Jeff For Banks

APRIL 10, 2015

The so-called recovery that began in June, 2009 has produced growth rates only about one half of “normal” recoveries since WWII. Falling oil prices, and falling gasoline prices, are like a welcome tax cut for consumers who are saddled with low wage growth and lack of good jobs. with real final sales rising only a measly +0.1%.

Philadelphia 60

Philadelphia US Study Boston 60

Jeff For Banks

JUNE 2, 2023

When the Taxpayer Relief Act of 1997 passed, the top capital gains tax rate was lowered, providing yet another incentive for equity speculators to pour money into the fledgling internet industry. The Y2K scare also had companies pouring money into tech firms. Taking your own punch bowl away when the party is getting good takes fortitude.

FDIC 78

FDIC Community Bank Regulation Lending 78

Jeff For Banks

OCTOBER 11, 2011

Stocks have taken the brunt of investor frustration, selling off steeply in the third quarter for the worst quarterly loss since the height of the financial crisis in late 2008 and early 2009. This will act like a tax cut at just the time when it seems Washington DC will not provide one. and the Nasdaq fell almost -13%. per gallon.

DC 67

DC Security Washington Risk Management 67