Jeff For Banks

MAY 20, 2017

And regulators are getting anxious. Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it. But isn't fast growth by itself an indicator of increased risk of failure, regardless of the loans that fueled the growth? Anxiety, anxiety, anxiety.

Lending 60

Lending Regulation Community Community Bank 60

Jeff For Banks

FEBRUARY 3, 2017

Since the recovery began in June, 2009, real GDP growth has averaged 2.3%. Third, the explosion in regulations over the past eight years has served to hinder businesses, especially new small business formation, and has drained valuable resources as compliance costs soared. For so long, we have been stuck at 2.0%

Marketing 60

Marketing Taxes Regulation US 60

Jeff For Banks

AUGUST 12, 2018

This is because the economy has been gaining momentum, however modest, from the tax cuts and deregulation. annually since 2009, while the record expansion of the 1990s saw growth of 3.6%. As well as the economy has been doing from the momentum of tax cuts and reduced regulation, there are always looming issues.

Marketing 60

Marketing Philadelphia Omaha US 60

Jeff For Banks

NOVEMBER 1, 2017

In fact, inflation has been less than 2%, the Fed’s presumed target, since 2009. Tax cut and tax reform proposals have been floated. I believe that tax cuts will spur economic growth, but only if they do not increase government borrowing and the federal deficit. Interestingly, her term on the FOMC does not end.

Marketing 60

Marketing Taxes DC Community Bank 60

Jeff For Banks

JUNE 2, 2023

Second, this can be accomplished only if the industry does not have too much influence over its regulators and if the regulators have the ability to hire, train, and retain qualified staff. Third, the regulators need adequate financial resources. My lesson learned to the regulators, read your past lessons learned.

FDIC 78

FDIC Community Bank Regulation Lending 78

Jeff For Banks

JANUARY 12, 2015

I have always believed that cheaper oil and gas prices are like a tax cut that helps consumers save money on their “taxes” and spend it on other discretionary goods and services. I do see millions of jobs being created in 2015, but still many are part-time, thanks mainly to Obamacare and other regulations. Once again, I digress.

Philadelphia 60

Philadelphia US Policies Taxes 60

Jeff For Banks

AUGUST 12, 2010

The stress of September, 2008 to March, 2009 was beginning to be erased by an economic recovery, as signaled by stocks that rallied over 60% from fearful lows to levels that supported growth. Existing and new home sales fell sharply in May, but this followed the unusually high months of March and April that contained the $8,000 tax credit.

Taxes 60

Taxes Marketing Risk Management Groups 60