South State Correspondent

JANUARY 4, 2023

In addition, they may consider focusing on these five critical areas: Improve Operating Leverage. To improve the quality of their earnings, banks need their number one focus to be on making their operations more efficient. To the extent projects improve operating leverage and the total experience, so much the better.

Community Bank 195

Community Bank Capital Lending Training 195

PYMNTS

JULY 18, 2017

Both Lending Club and Laplanche are currently facing shareholder litigation that claims they concealed material weaknesses in the online lender’s ability to monitor its operations. “I We’re ramping up volume over time as we learn more and get more comfortable with risk management, operating efficiency and marketing efficiency.”.

Lending 122

Lending San Francisco Online Risk Management 122

Gonzobanker

JANUARY 4, 2016

For the most part, these channels are flooding executives with high-level “what” observations and doing nothing to help them make strategic “how” decisions or adopt new operating tactics. GonzoBanker Bank Chief Risk Officer Roundtable Phoenix Apr 3-5. GonzoBanker Bank CFO Roundtable Phoenix May 15-17. BANK ROUNDTABLES.

San Diego 60

San Diego Phoenix social media Strategy 60

Gonzobanker

MARCH 25, 2020

My neighbor in Phoenix is closing on a house this week and will do so with the only physical meeting in the entire process – offer, loan, title, etc. Even with shelter-in-place or other restrictions on physical meetings, FIs are reporting that loans still need to be closed, applications processed, and credit extended.

San Francisco 125

San Francisco Phoenix Meeting Training 125

Insights on Business

MAY 21, 2018

Last week, I had the pleasure of hosting a panel at the SIFMA Ops conference in Phoenix. The initial projects financial institutions are targeting are the low risk, do-no-harm processes rather than testing on core processing. Many of those projects fall under automation. They can make better decisions, faster.

Trends 70

Trends Report Phoenix Compliance 70

Gonzobanker

DECEMBER 14, 2023

On one hand, there were tons of stories emerging about operational and compliance chaos in BaaS partnerships, enough to scare many banks who were standing at the edge of the pool to conclude, “I’m not jumping in.” The Holy Crap Operational Risk Award – goes to the growing threat of ransomware with bank technology vendors.

Fintech 194

Fintech Community Regional Technology 194

Gonzobanker

DECEMBER 20, 2019

Consumers was the first big credit union to deploy the Phoenix core system and this year was the first big go-live of the Lumin digital banking system. It’s game on. It’s a tall order but it’s exactly the BHAG that we know the most tenacious GonzoBankers will set for their organizations going into 2020.

Idaho 148

Idaho Conference Data Marketing 148