PYMNTS

OCTOBER 7, 2019

According to reports, the nation’s only public bank currently operates in North Dakota, and was established in 1919. California’s legislation would allow no more than two public banks to receive a license per calendar year, and caps the total number of public banks at 10.

San Francisco 101

San Francisco California North Dakota Community 101

CFPB Monitor

AUGUST 7, 2019

The DFS states that the investigation will focus on “whether companies are in violation of state banking laws, including usury limits, licensing laws and other applicable laws regulating payday lending and consumer protection laws.” Illinois Department of Financial Professional Regulation. Oklahoma Department of Consumer Credit.

Industry 92

Industry Puerto Rico South Dakota North Dakota 92

Perficient

JULY 11, 2022

Pay in 4 is not currently available for residents of Missouri, New Mexico, North Dakota, South Dakota, Wisconsin, or any US Territories. Consumer advocate groups and regulators have also brought forth concerns about the ramifications of BNPL existing outside of the normal credit-reporting system.

Fintech 474

Fintech Trends South Dakota Apple 474

American Banker

NOVEMBER 8, 2016

Voters in Florida, North Dakota, Montana and Arkansas approved medical marijuana measures on Tuesday, while their counterparts in California, Massachusetts and Nevada approved recreational pot initiatives.

North Dakota 51

North Dakota Montana Arkansas Nevada 51

PYMNTS

JANUARY 26, 2021

Further complicating matters, the distribution of vaccines over the last mile is largely determined and regulated by the state. West Virginia, for example, has distributed 83 percent of its doses thus far, North Dakota is doing even better at 85 percent and New Mexico is over three-quarters at 77 percent.

North Dakota 177

North Dakota West Virginia Maryland New Jersey 177

American Banker

NOVEMBER 8, 2016

Voters in Florida and North Dakota approved medical marijuana measures on Tuesday, while their counterparts in California and Massachusetts approved recreational pot initiatives, according to projections.

Massachusetts 38

Massachusetts Florida North Dakota California 38

Independent Banker

MARCH 31, 2022

Treasurer Sarah Getzlaff, CEO, Security First Bank of North Dakota, New Salem, N.D. Lucas White: We need to continue to differentiate community banks and educate policymakers on why tiered and proportionate regulation is necessary. ICBA executive committee (from left). Vice chairman Lucas White, President, The Fountain Trust Co.,

Community Bank 239

Community Bank Community Industry Texas 239

Independent Banker

DECEMBER 28, 2015

Outsized regulation shapes the business climate and decisions. Sarah Getzlaff, executive vice president and chief operating officer at First Security Bank of North Dakota, sees the detrimental effects of overly complex regulation in everyday operations, particularly in lending. By Denise Logeland. Fearful of mistakes.

North Dakota 70

North Dakota Community Bank Community Compliance 70

PYMNTS

SEPTEMBER 17, 2019

Interest rates on pawn loans vary as they are regulated by states. Regulations require that pawnbrokers request proof of ownership before making a deal with a potential customer — but the less reputable players in the industry have a nasty habit of forgetting to ask. So what is driving the Pawnaissance?

Ohio 151

Ohio Lending Iowa South Dakota 151

Independent Banker

FEBRUARY 24, 2016

Talk about your captive regulator! Even more obviously absurd, one provision would allow community credit unions in seven states—Montana, Alaska, Delaware, North Dakota, South Dakota, Vermont and Wyoming—to serve their entire state. When credit unions say “jump,” the NCUA says, “how high?”.

South Dakota 70

South Dakota North Dakota Montana Wyoming 70

PYMNTS

MAY 3, 2016

North Dakota. The state’s filing makes direct mention of the irreconcilable contradictions it poses with the prevailing legal precedent, a 1992 U.S. Supreme Court decision in Quill Corp.

South Dakota 100

South Dakota Taxes Online North Dakota 100

PYMNTS

JUNE 24, 2016

This week it was Minnesota, and then yesterday Walmart really got warmed up and announced the expansion of their new payments service in: Michigan, Virginia, the Carolinas, Indiana, Iowa, Kentucky, Nebraska, North Dakota, South Dakota, Tennessee, Louisiana, Missouri, Mississippi and Washington, D.C. A pretty clear-cut sizzle.

Lending 101

Lending Online South Dakota North Dakota 101

PYMNTS

SEPTEMBER 5, 2019

Inside South Dakota v. North Dakota case that businesses must have physical, in-state presences to be subject to state sales tax requirements. market due to difficulty navigating disparate economic nexus regulations. The Supreme Court ruled during 1992’s Quill Corp. Those are not the only opportunities emerging.

South Dakota 116

South Dakota Taxes Policies North Dakota 116

CFPB Monitor

FEBRUARY 22, 2023

North Dakota SB 2217 , which passed the Republican-controlled state Senate and is currently pending in the House, seeks to prohibit the collection of interchange on the sales tax portion of electronic transactions.

North Dakota 78

North Dakota Taxes Cards Payments 78

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. As expected, these rate hikes stopped the mortgage industry in its tracks. Kudos on this transition and the legacy Murphy has built.

Community 216

Community Fintech Industry Innovation 216