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5 New Year’s Resolutions For Any Sized Bank That You Must Get Right in 2023

South State Correspondent

While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year. When offering a higher money market or CD rate, the direct damage done to cost of funds is often the least of a bank’s worries.

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A Deep Dive into the Distribution of the FICO Score Across the US

FICO

So, while the average FICO® Score is increasing over time at the national level, what about at the state or city level? While 31 states (and the District of Columbia) have an average score higher than the national average of 706, we generally see that the Midwest and New England states have the highest average FICO® Scores.

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Android of the Auto Industry? How Baidu May Race Ahead Of Google, Tesla, And Others In Autonomous Vehicles

CB Insights

The platform combines a number of tools — including data, APIs, and open source code — that developers can use for free to bring autonomous driving products to market. According to Gartner , Android made up 86% of the global mobile market in 2017, up substantially from 0% ten years earlier. Competition rising on the domestic front.

Google 71
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The 2019 GonzoBanker Awards

Gonzobanker

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. This was a terrific combination of two education-focused cooperatives across both Southern and Northern California markets. It’s early but it’ s a great entry to the market and our industry.

Idaho 148
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The 2023 GonzoBanker Awards

Gonzobanker

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 195
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The 2022 GonzoBanker Awards

Gonzobanker

TD has been a player that maintained its acquired market share so we are hoping this one doesn’t get messed up like other Canadian banks that have struggled in the Southwest. banks by market value.”. Thanks for elevating the pressing need for bankers to think more like marketers. You aren’t competing with the supermarket.”.

Community 216
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Top 5 Decision Management Posts of 2022: AI and Digital Jane

FICO

On the United Nations International Day of Women and Girls in Science , FICO’s Louise Lunn discussed one of the real challenges in AI, fighting the bias that can be coded into the models themselves. “Our Along with these discussions, we introduced a character we call Digital Jane. Here are the top 5 posts from 2022.