Remove Innovation Remove Regulation Remove social media Remove White Paper
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Mastercard On Facebook’s Libra Crypto Payments Future

PYMNTS

The think pieces have come in waves, as have the reactions from analysts, cryptocurrency enthusiasts and regulators — and the world waits to see exactly what Facebook and its cadre of payments and commerce players design. There will be perceptual hurdles to clear, and regulators to convince. It’s a reason to work with regulators. “We

Payments 179
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After (And Among) The Libra Headlines, Caution And Clamor

PYMNTS

Wall Street seems focused on the social media giant, beleaguered as it is with privacy concerns. Volatility has marked cryptos from the beginning and the white paper outlining Libra itself notes that there could be volatility. That spells regulation and caution.

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Who says you can’t save your way to prosperity?

Insights on Business

However, in light of macroeconomic challenges, increased regulation, and competition from fintechs (particularly for the highest value retail, product, and payments opportunities) revenue growth has remained sluggish. For a white paper on Radical Transformation in Financial Services, go to: https://www-01.ibm.com/marketing/iwm/dre/signup?source=mrs-form-10102&S_PKG=ov55254.

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The 2023 GonzoBanker Awards

Gonzobanker

Note for you damn haters: yes, it’s down from a frothy high of $66,0000, but look at the normalized return over the past 15 years since Satoshi Nakamoto’s white paper.) Award – goes to CNBC’s Jim Cramer , who lamented that banks should have been innovating offerings like those delivered by PayPal and Square.

Fintech 194
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AI Spotlight: FICO’s Machine Learning Facilitates AML

FICO

Increasingly in today’s age, terrorist organizations and dangerous criminals finance their operations by laundering money in global financial institutions, presenting a huge public policy problem for regulators and policymakers. Innovating AML tools has increasingly become a priority for banks and financial institutions.

Tools 55
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The Inescapable Urgency of the Cognitive Bank

Insights on Business

Late last year, I read an article in the Financial Times that said there were three possible reasons for the turmoil in the worldwide banking industry: a blip induced by excessive regulation, a return to normal after an exceptional pre-crisis boom, or the slow death of banking. And it’s a much needed influx of innovation.

Study 70
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Finovate Fall 2016 Live Blog – Day 2

William Mills

I believe SEC regulations require a company to go public if they have more than 500 shareholders. Auto-financing is ripe for innovation. Customers want self-service capabilities but regulation and risk is top of mind that get in the way of digital interactions. Regulated Financial Institution.