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“Dormant Commerce Clause” case law continues to evolve

CFPB Monitor

In that case, the Seventh Circuit handed a major victory to Ballard Spahr’s client by holding that Indiana was precluded from applying its usury law to auto title loans made in person in Illinois to Indiana residents. This restriction on state power is commonly referred to as the “dormant Commerce Clause.”.

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Third Circuit holds application of PA usury law to auto loans made to PA residents at out-of-state locations does not violate Commerce Clause

CFPB Monitor

The decision could have significant implications for all providers of consumer credit whose operations involve cross-border lending. Thus, by extending loans to Pennsylvanians, TitleMax takes an interest in property located and operated in Pennsylvania. Constitution. In TitleMax of Delaware, Inc. citations omitted.).

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CFPB announces advisory committee members

CFPB Monitor

Nikitra Bailey, EVP, Center for Responsible Lending (Durham, NC). Bruce Ocko, Senior VP Director of Mortgage & Consumer Lending, Bangor Savings Bank (Bangor, ME). Racardo McLaughlin, VP Mortgage Originations/Operations, TwinStar Credit Union (Lacey, WA), was appointed to serve as CUAC Chairperson.

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The Tale of Two Banks, One Town

Jeff For Banks

I''m talking about First Commonwealth Financial Corporation ("FCF") and S&T Bancorp ("S&T") of Indiana, Pennsylvania. Most readers have no idea where on a map you can find Indiana, Pennsylvania. Indiana is in the Alabama in between. S&T simply operates more efficiently, spending their operating expenses prudently.

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Banking's Top 5 in Total Return to Shareholders: 2019 Edition

Jeff For Banks

The bank operates thirteen branches, eleven in northern California and two in Nevada. It also operates four loan production offices, three in California and one in Oregon. is the parent company of First Harrison Bank, a community bank headquartered in Corydon, Indiana. It is the $888 million holding company for Plumas Bank.

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Why Banks Merge: Listen to the Sellers

Jeff For Banks

." - Gregory Schreacke, President of First Financial Service Corporation in Elizabethtown, KY on his bank''s sale to Community Bank Shares of Indiana, Inc. Read: We needed greater scale to offer the products and services demanded by customers. Our combination. of Ocala, Florida on the bank''s sale to Heritage Financial Group, Inc.

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Delivering Trust for Risk-Aware Telcos - Using Data and Analytics

FICO

By moving beyond the current one-size-fits-all approach, telecom operators can customise the user experience by identifying user personas and applying an analytical overlay to their customer data assets, to continually deliver critical insight and targeted customized experiences. But it’s all about trust. See all Posts. Related posts.