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Driving innovation in risk management: Financial risk APIs designed and engineered for the cloud

Insights on Business

IBM is pioneering the development of cloud-based micro services for financial risk. These APIs are designed as a set of decomposable services that provide the key building blocks of a financial risk management system. The financial risk APIs have been designed and engineered specifically for the IBM Cloud.

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The BaaS Gold Rush is On

Gonzobanker

In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. While customer relationships are being redefined by fintechs, there will always be a place for community banking.

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Innovating in the open: How the changing GRC landscape inspired IBM GRC’s latest releases in 2018

Insights on Business

Risk is everyone’s job In working with our clients, soliciting and implementing their feedback, the IBM GRC team has seen key industry stakeholders coming to the realization that risk management is not simply a business function. Risk-aware decisions. to “what’s coming?”

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The 2019 GonzoBanker Awards

Gonzobanker

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. If you think of teams that take early system adoption risk, manage it well and get an edge on the competition as a result, you probably don’t think first of a $1 billion credit union in Kalamazoo.

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Fintech Fundings: 38 Companies Raised $300 Million First Week of June

Fintech Labs Insights

With 38 deals reported – one shy of the weekly record – fintech companies raised $303 million worldwide the first week of June. Fintech deals by size from May 28 to 3 June, 2016: Partners Life. The post Fintech Fundings: 38 Companies Raised $300 Million First Week of June appeared first on Finovate. Online insurance.

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Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

FICO

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. In fact, thoughtfully designed points of friction can be extremely valuable for managing risk and making customers feel safe.

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PayFacs Are The New ISOs

PYMNTS

FinTech companies — PayPal, Square, Stripe, WePay — have gravitated toward that model because what they’re innovating on is merchant experience, or user experience,” said Aberman. “In A PayFac collects minimal data up front and supplements it with other real-time data to get merchants up and running, literally, in minutes.